470 3RD STREET S UNIT 602, ST PETERSBURG, FL, 33701
Active5 days on marketListed Oct 16, 2026MLS #TB8553571
About this home
470 3RD STREET S UNIT 602
This end-unit residence at The Beacon delivers the downtown St. Petersburg lifestyle at its best — bright interiors, wide city views, and a move-in-ready space just steps from everything the neighborhood offers. With windows on two sides, the home enjoys natural light throughout the day along with partial water views from both the living room and the private balcony. The two-bedroom layout features a modern kitchen with granite countertops, stainless steel appliances, and contemporary cabinetry. Pull-down shades provide easy light control, and a large interior storage closet adds everyday convenience. A deeded, covered parking space conveys with the home, offering a rare advantage in the downtown core. Each floor also includes a common-area laundry room for added ease. Residents enjoy access to The Beacon’s rooftop deck, where you can take in views of the waterfront, the Pier, Albert Whitted Airport, and the downtown skyline. Additional amenities include a 24-hour fitness center, secured entry, night and weekend security, a pool with cabanas, outdoor grilling and dining areas, guest parking, and a community room with bar seating. The location is the highlight — walk to Central Avenue, waterfront parks, the Pier, museums, restaurants, and everyday conveniences. This well-maintained end unit offers comfort, style, and the full downtown St. Pete experience in a clean, modern space ready for its next owner.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
983
Sqft
1.77 ac
Lot size
1
Garage
1965
Year built
One
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,370 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,370/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25%
$/sqft vs St Petersburg actives
$384 vs $320
Days on market
5 vs 66 typical
Where $384/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Beacon On Third
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Beacon On Third — neighborhood snapshot
Population
273
Median age
24
Median income
$83,336
Median home value
$193,200
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 470 3RD STREET S UNIT 602
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$289,500
470 3RD STREET S UNIT 205 · same community
2 bd · 2 ba · 1,045 sqft · $277/sqft · 82 DOM
Sold · Jul ’26$282,000
470 3RD STREET S UNIT 921 · same community
1 bd · 1 ba · 859 sqft · $328/sqft · 210 DOM
Sold · Sep ’26$200,000
470 3RD STREET S UNIT 413 · same community
1 bd · 1 ba · 811 sqft · $247/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 470 3RD STREET S UNIT 602 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 470 3RD STREET S UNIT 602 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
470 3RD STREET S UNIT 602 FAQs
What would the monthly payment be for 470 3RD STREET S UNIT 602?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,370/mo — principal and interest, the actual property-tax bill, the $1,105/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 470 3RD STREET S UNIT 602?+
The association fee works out to $1,105 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 470 3RD STREET S UNIT 602?+
The most recent tax bill on record (2025) was $4,204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 470 3RD STREET S UNIT 602?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $377,000, this home is listed about 11% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 470 3RD STREET S UNIT 602?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33701 market on paper
$377,000 is 53% below the ST PETERSBURG 33701 median of $794,024.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,105/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 5 days on market in a St Petersburg market that averages 66 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Stephen Reynolds. MLS #TB8553571.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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