CENTURY 21 Edge

101ST STREET, LARGO, FL, 33773

Active11 days on marketListed Oct 2, 2026MLS #TB8553582

WaterfrontSEMINOLE WOODS

About this home

101ST STREET

RARE LAKE SEMINOLE WATERFRONT DEVELOPMENT OPPORTUNITY Three-Parcel Development Assemblage | Pinellas County, Florida Create a distinctive luxury residential or townhome community on one of the most lush, private and unique remaining development opportunities along Lake Seminole in Pinellas County. This exceptional offering consists of three contiguous parcels, including direct Lake Seminole waterfront, providing a rare combination of substantial land, privacy, natural beauty and development potential. With approximately 105 feet of frontage and 835 feet of depth, the property offers an unusually private setting with the space and flexibility to create a thoughtfully designed residential project. A conceptual site plan for up to 15 townhomes has already been prepared, demonstrating one potential vision for the property and providing developers and builders with a valuable starting point for further design, engineering and governmental review. The assemblage includes Parcel 11-30-15-70524-300-0901, which extends to Lake Seminole and includes land at the waterfront. This unique feature creates the potential for the lakefront area to become a signature element of a future residential community. Located on the north end of Lake Seminole, the property combines a peaceful neighborhood setting with convenient access to everything Pinellas County has to offer. The beautiful 258-acre Lake Seminole Park is located on the lake, while the Gulf beaches, shopping, dining and major transportation corridors to St. Petersburg, Clearwater and Tampa are just minutes away. For developers and investors, the property presents numerous possibilities. Explore an upscale townhome community, a collection of luxury residences, or alternative configurations and potential higher-density development. Other creative residential or investment concepts may also be explored, subject to applicable zoning, land-use classifications, permitting and governmental approvals. PROPERTY HIGHLIGHTS - Three-parcel development assemblage - Direct Lake Seminole waterfront - Approximately 105' x 835' - Conceptual plan for up to 15 townhomes available - City utilities available in the area - Exceptional privacy and substantial property depth - Established Pinellas County neighborhood - Convenient to Gulf beaches, St. Petersburg, Clearwater and Tampa - Potential for residential and alternative development concepts, subject to governmental approvals PARCELS INCLUDED 11-30-15-70524-300-0901 — Lake Seminole waterfront parcel 10-30-15-80153-000-0100 10-30-15-80153-000-0090 Whether envisioned as an exclusive collection of luxury residences or a thoughtfully designed townhome community, this property offers something increasingly difficult to find in Pinellas County: Substantial land. Lakefront access. Privacy. Utilities. Central location. And exceptional development potential. For the visionary developer, builder or investor searching for a property that stands apart, this Lake Seminole assemblage may be the ultimate treasure find.

Facts & features

The home at a glance

3.73 ac

Lot size

Waterfront

Inside

Outside & construction

FacesEast

Community & fees

Taxes (2025)$4,661/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,628 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property tax — 2025 actual bill$388
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $140,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $140,000
Interest rate6.00%
Loan term

Estimated payment

$8,628/mo

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property taxes (actual bill)$388
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Largo

Drive times from this address

Downtown Tampa≈ 33 min
Tampa Int’l Airport (TPA)≈ 33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33773 — neighborhood snapshot

Population

16,918

Median age

46.5

Median income

$74,115

Median home value

$280,600

Avg household

2.39

Households w/ children

1,373

For the school run

Pinellas County School District

ElementaryFuguitt Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller — 3.5 months of inventoryBuyer’s market

$340K → $325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 414% above the LARGO 33773 median. See the full Largo market guide →

Paper trail

This home's history

Oct 2, 2026Listed at $1,400,000 · 11 days on market since

Reality check

What actually sold near 101ST STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2202 NW 121ST AVENUESold · Jun ’26

$101,500

2202 NW 121ST AVENUE · same community

2 bd · 2 ba · 924 sqft · $110/sqft · 85 DOM

10 UNIONTIN COURTSold · Dec ’25

$187,000

10 UNIONTIN COURT · same community

3 bd · 1 ba · 1,008 sqft · $186/sqft · 0 DOM

4 SEVERN COURTSold · Sep ’26

$270,000

4 SEVERN COURT · same community

3 bd · 2 ba · 1,166 sqft · $232/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 101ST STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 101ST STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

101ST STREET FAQs

What would the monthly payment be for 101ST STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,628/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 101ST STREET?+

The most recent tax bill on record (2025) was $4,661. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $1,400,000, this home is listed about 391% above the Largo median of $284,900. The market section on this page shows how the area is trending.

Which schools are assigned to 101ST STREET?+

Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,400,000 runs 414% above the LARGO 33773 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.

Listing courtesy of HOLLAND ASSOCIATES INC · BJ Heron. MLS #TB8553582.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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