CENTURY 21 Edge
$479,0003 bd2 ba1,194 sqft$401 /sqft≈$3,448 /mo all-in ↓

630 6TH AVENUE N, SAFETY HARBOR, FL, 34695

Active19 days on marketListed Sep 30, 2026MLS #TB8553638

✦ Priced 4% below the SAFETY HARBOR 34695 medianSingle Family ResidenceBLUE SPGS

About this home

630 6TH AVENUE N

Welcome home! Buyers - come for a tour & fall in love with this fantastic 3 bed / 2 bath home on a quiet cul-de-sac in Safety Harbor - just hitting the market! Incredible location just around the corner from Safety Harbor Elementary School, and 5 Blocks N of Safety Harbor's charming Main Street - put this one on the list to see, ASAP. Open concept living offers seamless flow from front living room .... to Dining area & Kitchen. Gorgeous WOOD-PLANK TILE flooring throughout the home - & tile in the Kitchen and guest bath. Fantastic open kitchen, with plenty of storage and 2023 appliances. Cozy Kitchen island is the perfect spot for a morning coffee. 2 Bedrooms down the hall along with the Guest bath, with the Primary suite located off the rear of the home. The Primary bedroom has a large RENOVATED EN-SUITE BATHROOM with oversized shower featuring gorgeous Pebble stone-tile flooring and rain shower. The Backyard is perfect for entertaining / gardening with large storage shed, and shade trees in the back- helping create efficiency and lower electric bills. Flood zone X! Plenty of storage along the side of home and with the 1-Car garage. LG Stackable Washer and Dryer in the garage- included. Amazing location for a starter or seasonal home in the highly sought-after downtown Safety Harbor! The new owners of this amazing home will enjoy all that the Safety Harbor lifestyle has to offer- 3rd Friday of the Month Festivals with Live Music, Sunday Markets, Backwater Provisions, The Tides Seafood and Market, Gigglewaters, a new Frenchy's restaurant, Byrd's Nest and Seersucker Sassy boutique... and Haven House coffee shop, among others! Come take a look!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,194

Sqft

0.16 ac

Lot size

1

Garage

1981

Year built

One

Levels

$401

Per sqft

Inside

FlooringPorcelain Tile · Quarry Tile · Tile
AppliancesElectric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Other · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorDog Run · Irrigation System · Lighting · Sidewalk

Community & fees

Taxes (2025)$3,074/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,448 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$256
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,765
Interest rate6.00%
Loan term

Estimated payment

$3,448/mo

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$256
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $479K
$345KedgeAI estimate $399,824 · range $360K–$440K$498K

vs edgeAI estimate

+19.8%

$/sqft vs Safety Harbor actives

$401 vs $303

Days on market

19 vs 83 typical

Where $401/sqft sits among the 70 Safety Harbor actives

16
19
16
7 · this home
6
6
$130–215$215–299$299–384$384–468$468–552$552+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Safety Harbor

Drive times from this address

Tampa Int’l Airport (TPA)≈ 26 min
Downtown Tampa≈ 29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Safety Harbor. See the full Safety Harbor guide →

SAFETY HARBOR 34695 — neighborhood snapshot

Population

17,882

Median age

50.6

Median income

$96,138

Median home value

$418,200

Avg household

2.42

Households w/ children

1,727

For the school run

Pinellas County School District

HighCountryside High School★★★★★
ElementaryCurlew Creek Elementary School★★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Safety Harbor market

Seller’s marketLeans seller — 3.2 months of inventoryBuyer’s market

$548K → $554K

Safety Harbor median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

45 of 70

Safety Harbor actives have cut their price

Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →

Paper trail

This home's history

Sep 30, 2026Listed at $479,000 · 19 days on market since
1981Built · BLUE SPGS

Reality check

What actually sold near 630 6TH AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

411 S BAYSHORE BOULEVARD UNIT 1Sold · Jul ’26

$295,000

411 S BAYSHORE BOULEVARD UNIT 1

2 bd · 2 ba · 1,197 sqft · $246/sqft · 238 DOM

413 S BAYSHORE BOULEVARD UNIT 5Sold · Jan ’26

$395,000

413 S BAYSHORE BOULEVARD UNIT 5

2 bd · 2 ba · 1,197 sqft · $330/sqft · 154 DOM

413 S BAYSHORE BOULEVARD UNIT 4Sold · Aug ’26

$369,000

413 S BAYSHORE BOULEVARD UNIT 4

2 bd · 2 ba · 1,197 sqft · $308/sqft · 170 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 630 6TH AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 630 6TH AVENUE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

630 6TH AVENUE N FAQs

What would the monthly payment be for 630 6TH AVENUE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,448/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 630 6TH AVENUE N?+

The most recent tax bill on record (2025) was $3,074. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Safety Harbor?+

At $479,000, this home is listed about 4% below the Safety Harbor median of $500,000. The market section on this page shows how the area is trending.

Which schools are assigned to 630 6TH AVENUE N?+

Countryside High School (high), Curlew Creek Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SOUTHERN LIFE REALTY · Damon Lister. MLS #TB8553638.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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630 6TH AVENUE N, SAFETY HARBOR, FL — 3 Bed, 2 Bath — $479,000 | CENTURY 21 Edge