8740 43RD AVENUE N UNIT 136, ST PETERSBURG, FL, 33709
Active6 days on marketListed Oct 7, 2026MLS #TB8553738
About this home
8740 43RD AVENUE N UNIT 136
SELLER WILL DO SELLER FINANCING WITH A 30% DOWN PAYMENT. Rare Waterfront Opportunity! Waterfront properties at this price point are truly hard to find. Don’t miss the opportunity to own a waterfront property offering an exceptional combination of location, lifestyle, and value. Opportunities like this are limited—come see it for yourself! Imagine ending your day with the sound of water just steps from your door and your boat waiting in the backyard—this is the lifestyle this waterfront lot delivers. Located in a welcoming, resident-owned 55+ community in St. Petersburg, this cleared parcel is ready for your elevated dream home. Positioned along a canal with direct access to Boca Ciega Bay and Madeira Beach, it comes complete with a private dock and 10,000 lb boat lift—making it easy to head out for a day on the water whenever you choose. The setting offers a peaceful coastal atmosphere where you can enjoy fishing from your own dock or watching manatees pass by. With nearly 60 feet of waterfront, there’s plenty of space to create your ideal outdoor retreat. The community enhances the experience with its own private boat ramp, nearby marina, and a mix of full-time residents and seasonal homeowners who appreciate relaxed Florida living. Conveniently located just minutes from shopping, dining, and the Bay Pines VA Hospital, everything you need is close at hand. Whether you’re planning a seasonal escape or a full-time residence, this is your chance to build something special in a location that truly captures the best of waterfront living!
Facts & features
The home at a glance
0.07 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,761 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,761/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sea Horse Mhp
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Sea Horse Mhp — neighborhood snapshot
Population
117
Median age
63
Median income
$52,708
Median home value
$48,900
Avg household
2
Households w/ children
3%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 8740 43RD AVENUE N UNIT 136
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$26,000
8792 44TH AVENUE N UNIT 149 · same community
1 bd · 1 ba · 700 sqft · $37/sqft · 119 DOM
Sold · Apr ’26$25,000
8600 42ND PLACE N UNIT 11 · same community
2 bd · 2 ba · 744 sqft · $34/sqft · 134 DOM
Sold · May ’26$22,000
8666 44TH AVENUE N UNIT 64 · same community
2 bd · 1.5 ba · 850 sqft · $26/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8740 43RD AVENUE N UNIT 136 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8740 43RD AVENUE N UNIT 136 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8740 43RD AVENUE N UNIT 136 FAQs
What would the monthly payment be for 8740 43RD AVENUE N UNIT 136?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,761/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8740 43RD AVENUE N UNIT 136?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8740 43RD AVENUE N UNIT 136?+
The most recent tax bill on record (2025) was $4,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8740 43RD AVENUE N UNIT 136?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $150,000, this home is listed about 64% below the St Petersburg median of $419,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8740 43RD AVENUE N UNIT 136?+
Seventy-Fourth St. Elementary (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS EXCLUSIVE PROPERTIES · Hector Contreras. MLS #TB8553738.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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