17818 DEERFIELD DRIVE, LUTZ, FL, 33558
Active7 days on marketListed Oct 5, 2026MLS #TB8553759
About this home
17818 DEERFIELD DRIVE
This updated 4-bedroom, 2-bath pool home just over 2,500 sqft in Sierra Pines sits on an acre of dry land with a private pool, a large barn, and no HOA. All major upgrades have been completed from new metal roof, new kitchen, new flooring, new windows, a water treatment system, Hvac air handler and additional updates throughout give the home a clean, move-in-ready feel. Outside is where this one stands apart. The fenced acreage gives you privacy and room to use the land, the pool is ready for Florida living, and the barn adds real utility—storage, workshop, equipment, or hobbies. Sierra Pines lets you enjoy your property without monthly HOA fees or neighborhood restrictions hanging over every decision. Shhhh (This home offers a private hidden safe room with locked entry) The location is convenient without feeling boxed in. You’re close to SR 54, Veterans Expressway, and Dale Mabry, with easy access to shopping, dining, and the rest of Tampa Bay.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,501
Sqft
1.03 ac
Lot size
1976
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,404 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,404/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2%
$/sqft vs Lutz actives
$260 vs $240
Days on market
7 vs 66 typical
Where $260/sqft sits among the 268 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
165 of 268
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 17818 DEERFIELD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$695,000
17635 EAGLE LANE · same community
5 bd · 2 ba · 2,609 sqft · $266/sqft · 83 DOM
Sold · Apr ’26$335,000
17504 EAGLE LANE · same community
4 bd · 3 ba · 2,356 sqft · $142/sqft · 4 DOM
Sold · Jun ’26$324,500
17449 EAGLE LANE · same community
2 bd · 2 ba · 1,884 sqft · $172/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 17818 DEERFIELD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17818 DEERFIELD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
17818 DEERFIELD DRIVE FAQs
What would the monthly payment be for 17818 DEERFIELD DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,404/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 17818 DEERFIELD DRIVE?+
The most recent tax bill on record (2025) was $5,917. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $650,000, this home is listed about 34% above the Lutz median of $484,999. The market section on this page shows how the area is trending.
Which schools are assigned to 17818 DEERFIELD DRIVE?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$650,000 runs 63% above the LUTZ 33558 median — but at 2,501 sqft it's also 19% larger than the typical Lutz listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 7 days on market in a Lutz market that averages 66 — if it fits, move quickly.
04Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE SOMERDAY GROUP PL · Derek McDonald. MLS #TB8553759.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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