4103 SNIPE LANE, LAND O LAKES, FL, 34639
Active18 days on marketListed Sep 30, 2026MLS #TB8553824
About this home
4103 SNIPE LANE
Beautifully maintained scenic waterfront home in The Landing of Bell Lake with 4 bedrooms and 3 full bathrooms, enter onto natural Travertine tile foyer. Travertine continues into the Master bath and Kitchen. Note: NEW Roof 2021, Numerous upgrades in 2025, All NEW windows, NEW hot water heater, Painted exterior, NEW Bamboo flooring in Living room, Dining room & Family room. NEW Garage door tracks and openers...Enjoy your oversized master bedroom (12 x 18) with a Newly remodeled on-suite shower and jacuzzi surround. The 2 other bathrooms have new sinks, faucets and picture framed mirrors. Kitchen of spacious with a large island and pantry along with beautiful quartz countertops with NEW stove and microwave in 2025. Pet Lovers there is also doggie doors and a dog run accessible through the patio. Land O Lakes is close to numerous shopping, parks, library, ball fields and major highways. Come see what you are missing...
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,407
Sqft
0.2 ac
Lot size
3
Garage
2001
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,743 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,743/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3%
$/sqft vs Land O Lakes actives
$206 vs $201
Days on market
18 vs 53 typical
Where $206/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Landings At Bell Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Landings At Bell Lake — neighborhood snapshot
Population
983
Median age
47
Median income
$142,000
Median home value
$539,000
Avg household
3
Households w/ children
135
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $412K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
256 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 4103 SNIPE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$480,000
22239 YACHTCLUB TERRACE · same community
4 bd · 3 ba · 2,554 sqft · $188/sqft · 2 DOM
Sold · Aug ’26$446,000
21906 PANTHER WAY
4 bd · 2.5 ba · 2,407 sqft · $185/sqft · 25 DOM
Sold · Apr ’26$640,000
3418 E LAKE DRIVE
3 bd · 2.5 ba · 2,400 sqft · $267/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4103 SNIPE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4103 SNIPE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4103 SNIPE LANE FAQs
What would the monthly payment be for 4103 SNIPE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,743/mo — principal and interest, the actual property-tax bill, the $88/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4103 SNIPE LANE?+
The association fee works out to $88 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4103 SNIPE LANE?+
The most recent tax bill on record (2025) was $4,340. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4103 SNIPE LANE?+
The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $495,000, this home is listed about 18% above the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4103 SNIPE LANE?+
Pine View Middle School (middle), Land O' Lakes High School (high), Connerton Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$495,000 runs 25% above the LAND O LAKES 34639 median — but at 2,407 sqft it's also 18% larger than the typical Land O Lakes listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Pine View Middle School, Land O' Lakes High School, Connerton Elementary School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $499,990, now $495,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BY OWNER.COM · Greg Sullivan. MLS #TB8553824.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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