CENTURY 21 Edge
$650,0003 bd2 ba2,390 sqft$272 /sqft≈$4,168 /mo all-in ↓

3314 ENTERPRISE ROAD E, SAFETY HARBOR, FL, 34695

Active17 days on marketListed Oct 2, 2026MLS #TB8554012

Private poolSingle Family ResidenceHARBOR WOODS VILLAGE

About this home

3314 ENTERPRISE ROAD E

Safety Harbor - Harbor Woods Village - Welcome to this inviting 3-bedroom, 2-bath pool home, offering nearly 2,400 square feet of comfortable living space. Designed with versatility in mind, the flexible floor plan seamlessly adapts to both everyday living and easy entertaining. Step inside to a sun-drenched living room where expansive sliding doors open to a charming front atrium, filling the space with natural light and creating a warm, airy ambiance. The living room seamlessly transitions into the dining area, which features a lighted built-in cabinet - perfect for displaying your favorite dishes or collectibles. From there, the open layout leads into the kitchen and an adjacent bonus room for added flexibility. The kitchen is a chef’s delight, boasting bright cabinetry, butcher-block-look countertops, stainless steel appliances, a custom backsplash, and a convenient breakfast bar for casual meals. Overlooking the family room, bonus room, and the outdoor living area, the kitchen truly serves as the heart of the home. The inviting family room centers around a cozy wood-burning fireplace with an elegant tile surround, perfect for relaxing with family and friends. Throughout the main living areas, engineered teak flooring adds warmth and continuity, while tile flooring in the kitchen and bonus room ensures easy maintenance. Plush carpeting in the bedrooms offers comfort underfoot. The spacious primary suite is a private retreat, featuring a wall of closets plus a separate walk-in closet, an expansive en suite bath, and sliding doors that provide direct access to the sparkling pool and outdoor living space. The en suite bath is beautifully updated with a dual-sink quartz-topped vanity, a modern soaking tub, and a custom-tiled walk-in shower with a glass enclosure - offering a spa-like experience at home. Two generously sized secondary bedrooms share a stylish, well-appointed guest bath, while the versatile bonus room can easily serve as a home office, hobby space, game room, or additional living area to suit your needs. Step outside to enjoy the best of Florida living in your private screened pool area, complete with a paver surround, covered outdoor sitting area, and tranquil views of the fenced backyard. Whether you’re relaxing poolside, hosting lively gatherings, or unwinding with a quiet evening outdoors, this inviting setting seamlessly extends your living space. Additional highlights include a spacious 2-car garage, secondary parking pad, and impact windows and sliding doors installed in 2023 for peace of mind and added energy efficiency. This exceptional home is situated in a golf cart-friendly community and offers a wonderful opportunity to embrace the Florida lifestyle. Experience the vibrant pulse of Safety Harbor - enjoy lively festivals, monthly gatherings, delightful art walks, and an array of restaurants, charming bars, unique shops, and a flourishing local arts scene. Don’t miss your chance to make this stunning Harbor Woods Village residence your next home. Come take a look…You’ll like what you see!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,390

Sqft

0.22 ac

Lot size

2

Garage

1983

Year built

One

Levels

$272

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ParkingGarage Door Opener · Parking Pad
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$3/mo
Taxes (2025)$3,052/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,168 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$254
HOA fee — from the listing$3
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,168/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$254
HOA / condo fee$3
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$624KedgeAI estimate $739,665 · range $690K–$814K$846K

vs edgeAI estimate

−12.1%

$/sqft vs Safety Harbor actives

$272 vs $303

Days on market

17 vs 83 typical

Where $272/sqft sits among the 69 Safety Harbor actives

16
18 · this home
15
8
6
6
$130–215$215–299$299–384$384–468$468–552$552+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Safety Harbor

Drive times from this address

Tampa Int’l Airport (TPA)≈ 28 min
Downtown Tampa≈ 32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Safety Harbor. See the full Safety Harbor guide →

SAFETY HARBOR 34695 — neighborhood snapshot

Population

17,882

Median age

50.6

Median income

$96,138

Median home value

$418,200

Avg household

2.42

Households w/ children

1,727

For the school run

Pinellas County School District

HighCountryside High School★★★★★
ElementaryCurlew Creek Elementary School★★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Safety Harbor market

Seller’s marketLeans seller — 3.2 months of inventoryBuyer’s market

$548K → $554K

Safety Harbor median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

44 of 69

Safety Harbor actives have cut their price

Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →

Paper trail

This home's history

Oct 2, 2026Listed at $650,000 · 17 days on market since
1983Built · HARBOR WOODS VILLAGE

Reality check

What actually sold near 3314 ENTERPRISE ROAD E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

25 HARBOR WOODS CIRCLESold · May ’26

$510,000

25 HARBOR WOODS CIRCLE · same community

3 bd · 2 ba · 1,748 sqft · $292/sqft · 4 DOM

3045 CREST DRIVESold · Mar ’26

$650,000

3045 CREST DRIVE

3 bd · 2 ba · 2,401 sqft · $271/sqft · 54 DOM

3036 HOMESTEAD COURTSold · Dec ’25

$735,000

3036 HOMESTEAD COURT

4 bd · 2.5 ba · 2,412 sqft · $305/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 3314 ENTERPRISE ROAD E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3314 ENTERPRISE ROAD E — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3314 ENTERPRISE ROAD E FAQs

What would the monthly payment be for 3314 ENTERPRISE ROAD E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,168/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3314 ENTERPRISE ROAD E?+

The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3314 ENTERPRISE ROAD E?+

The most recent tax bill on record (2025) was $3,052. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3314 ENTERPRISE ROAD E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Safety Harbor?+

At $650,000, this home is listed about 30% above the Safety Harbor median of $500,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3314 ENTERPRISE ROAD E?+

Countryside High School (high), Curlew Creek Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$650,000 runs 30% above the SAFETY HARBOR 34695 median — but at 2,390 sqft it's also 48% larger than the typical Safety Harbor listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Countryside High School, Curlew Creek Elementary School, Safety Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FUTURE HOME REALTY INC · Michael Lauer. MLS #TB8554012.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3314 ENTERPRISE ROAD E, SAFETY HARBOR, FL — 3 Bed, 2 Bath — $650,000 | CENTURY 21 Edge