93 RACHEL DRIVE, TARPON SPRINGS, FL, 34689
Active11 days on marketListed Oct 2, 2026MLS #TB8554046
About this home
93 RACHEL DRIVE
AFFORDABLE FLORIDA LIVING IN TARPON SHORES—A HIGHLY DESIRABLE RESIDENT-OWNED 55+ COMMUNITY WITH NO LOT RENT! This 1-bedroom, 1-bath double-wide mobile home offers approximately 600 heated sq. ft., great curb appeal, attractive landscaping, and an exceptionally LARGE BACKYARD with plenty of room to relax and enjoy the outdoors. The home is ideally located within the community, just a short walk to the clubhouse, heated pool, amenities, and management office. Best of all, the $40,000 CO-OP OWNERSHIP SHARE IS INCLUDED IN THE LIST PRICE—NOT AN ADDITIONAL COST! The share may also be financed through Tarpon Shores MHP, subject to applicable terms and approval. A welcoming covered front porch is the perfect spot to enjoy Florida's beautiful weather. Exterior features a widened driveway, awnings, gutters and downspouts, an irrigation system, and a 6' x 8' storage shed equipped with washer/dryer hookups, hot and cold water, and a 220V dryer connection. Prefer the convenience of community laundry? Tarpon Shores has a laundry facility as well. The roof was recoated in January 2023. Inside, the home is comfortable and move-in ready with furnishings included. The flooring feels solid with no known soft spots. A newer wall-unit heating and air-conditioning system serves the living, dining, and kitchen areas, while the bedroom has its own wall unit A/C and EdenPURE heater. Ceiling fans in the kitchen, dining room, and bedroom provide additional comfort. ABUNDANT CLOSET SPACE throughout provides plenty of storage, and the interior paneling has been painted white, giving the home a lighter, brighter feel. The home was professionally tented for drywood termites in February 2023. Tarpon Shores offers a large heated pool, clubhouse, pickleball, bocce ball, shuffleboard, billiards, BBQ area, library, and organized activities. The LOW $326 MONTHLY FEE includes lawn care, lawn spraying, water, sewer, trash, expanded cable TV, and internet. The property is NOT IN A FLOOD HAZARD ZONE and is conveniently located near the Tarpon Springs Sponge Docks, beaches, parks, boating, fishing, golf, shopping, and dining. Whether you're looking for a full-time Florida home or an affordable seasonal getaway, this is a great opportunity to enjoy the Tarpon Springs lifestyle in a resident-owned community with NO LOT RENT and the $40,000 CO-OP SHARE ALREADY INCLUDED! Schedule your private showing today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
600
Sqft
0.11 ac
Lot size
1971
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,020 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,020/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.4%
$/sqft vs Tarpon Springs actives
$133 vs $247
Days on market
11 vs 75 typical
Where $133/sqft sits among the 267 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
Tarpon Shores — neighborhood snapshot
Population
349
Median age
66
Median income
$24,803
Median home value
$78,400
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $415K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
155 of 267
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 93 RACHEL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$57,500
49 DRURY LANE · same community
1 bd · 1 ba · 624 sqft · $92/sqft · 15 DOM
Sold · Mar ’26$105,000
46 DRURY LANE · same community
1 bd · 1 ba · 726 sqft · $145/sqft · 70 DOM
Sold · Feb ’26$88,500
144 MELODY LANE · same community
2 bd · 2 ba · 850 sqft · $104/sqft · 230 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 93 RACHEL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 93 RACHEL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
93 RACHEL DRIVE FAQs
What would the monthly payment be for 93 RACHEL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,020/mo — principal and interest, the actual property-tax bill, the $326/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 93 RACHEL DRIVE?+
The association fee works out to $326 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 93 RACHEL DRIVE?+
The most recent tax bill on record (2025) was $335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 93 RACHEL DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $80,000, this home is listed about 81% below the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.
Which schools are assigned to 93 RACHEL DRIVE?+
Tarpon Springs Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Connie Dichtas. MLS #TB8554046.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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