CENTURY 21 Edge
$595,0001 bd1.5 ba1,094 sqft$544 /sqft≈$4,046 /mo all-in ↓

2055 GULF OF MEXICO DRIVE UNIT G2-213, LONGBOAT KEY, FL, 34228

Active4 days on marketListed Oct 8, 2026MLS #TB8554048

WaterfrontCondominiumSEAPLACE I

About this home

2055 GULF OF MEXICO DRIVE UNIT G2-213

Gulf and greenbelt views from a completely remodeled, gulf-facing Seaplace end unit. This oversized 1 bedroom, 1.5 bath top-floor (second-floor) condo offers 1,094 sq ft plus a 112 sq ft screened lanai with custom 95% UV-blocking solar shades. Vaulted ceilings, an open layout and 178 yards from the front door to the sand. The remodel is comprehensive: new hurricane-impact sliding glass doors and bedroom window, new front door and casement window, HVAC replaced in 2022, all-new plumbing and fixtures and full electrical updates including outlets, switches and LED recessed lighting. Porcelain plank driftwood-look tile runs through the living areas and onto the lanai. Cypress pecky wood and shiplap accent walls, smooth plastered ceilings (popcorn removed), Nest programmable Wi-Fi thermostat, ceiling fans in the living room and bedroom and an LG ThinQ stacked washer and dryer. The open gourmet kitchen features KraftMaid soft-close wood cabinetry, floating shelves, Cambria quartz counters and a GE Cafe appliance suite with convection oven, warming drawer and induction cooktop. Both baths have new vanities with Carrara marble counters and tile accent walls, including Calacatta Gold marble penny tile in the half bath and a redesigned primary bath. The bedroom has custom open-concept built-in closets with soft-close drawers and doors, plus blackout shades; the living room has custom woven wood shades. Additional features include all-new solid-core interior doors, storage under the stairs, an owner's locker, dedicated bike storage adjacent to the unit, one assigned parking space and a screened lanai with quality outdoor furniture and a Wi-Fi-enabled ceiling fan. Seaplace sits on 42 acres of gated, guarded resort grounds with two Olympic-size pools, spas, about a mile of trails, three tennis courts, remodeled clubhouse, fitness center, barbecue islands and park-like grounds. One complex north of the St. Regis. Sold fully furnished and outfitted. Ideal as a vacation home, second home, investment or full-time residence. Owner has a real estate license in CA.

Facts & features

The home at a glance

1

Bedrooms

1.5

Bathrooms

1,094

Sqft

1974

Year built

Two

Levels

$544

Per sqft

WaterfrontGarden & Park/Greenbelt & Water viewTurnkey

Inside

FlooringPorcelain Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Smart Appliance(s) · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedTurnkey

Outside & construction

RoofBuilt-Up · Tile
ConstructionStucco
FoundationSlab
ViewGarden · Park/Greenbelt · Water
FacesEast
ParkingAssigned · Guest · Off Street
ExteriorBalcony · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$5,426/yr
PetsNo
CommunityWater Access · Fitness Center · Gated Community - Guard · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,046 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property tax — 2025 actual bill$452
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate6.00%
Loan term

Estimated payment

$4,046/mo

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property taxes (actual bill)$452
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $595K
$571KedgeAI estimate $768,827 · range $692K–$846K$880K

vs edgeAI estimate

−22.6%

$/sqft vs Longboat Key actives

$544 vs $659

Days on market

4 vs 125 typical

Where $544/sqft sits among the 218 Longboat Key actives

101 · this home
51
32
12
6
16
$361–637$637–912$912–1187$1187–1462$1462–1738$1738+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
MiddleBooker Middle School★★★★★
ElementarySouthside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$820K → $948K

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

89 of 218

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $595,000 · 4 days on market since
1974Built · SEAPLACE I

Reality check

What actually sold near 2055 GULF OF MEXICO DRIVE UNIT G2-213

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2055 GULF OF MEXICO DRIVE UNIT G2-214Sold · Mar ’26

$389,000

2055 GULF OF MEXICO DRIVE UNIT G2-214 · same community

1 bd · 1.5 ba · 1,094 sqft · $356/sqft · 190 DOM

2039 GULF OF MEXICO DRIVE UNIT G3-203Sold · May ’26

$470,000

2039 GULF OF MEXICO DRIVE UNIT G3-203 · same community

2 bd · 2.5 ba · 1,214 sqft · $387/sqft · 21 DOM

2039 GULF OF MEXICO DRIVE UNIT G3-108Sold · May ’26

$525,000

2039 GULF OF MEXICO DRIVE UNIT G3-108 · same community

2 bd · 2 ba · 933 sqft · $563/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2055 GULF OF MEXICO DRIVE UNIT G2-213 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2055 GULF OF MEXICO DRIVE UNIT G2-213 — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2055 GULF OF MEXICO DRIVE UNIT G2-213 FAQs

What would the monthly payment be for 2055 GULF OF MEXICO DRIVE UNIT G2-213?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,046/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2055 GULF OF MEXICO DRIVE UNIT G2-213?+

The most recent tax bill on record (2025) was $5,426. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2055 GULF OF MEXICO DRIVE UNIT G2-213?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $595,000, this home is listed about 31% below the Longboat Key median of $863,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2055 GULF OF MEXICO DRIVE UNIT G2-213?+

Booker High School (high), Booker Middle School (middle), Southside Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Fresh on the market

Only 4 days on market in a Longboat Key market that averages 125 — if it fits, move quickly.

03Strong assigned schools

Booker High School, Booker Middle School, Southside Elementary School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of CONTINENTAL REAL ESTATE GROUP · Derek Eisenberg. MLS #TB8554048.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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