CENTURY 21 Edge
$1,175,0003 bd2 ba1,896 sqft$620 /sqft≈$7,745 /mo all-in ↓

11425 5TH STREET E, TREASURE ISLAND, FL, 33706

Active10 days on marketListed Oct 1, 2026MLS #TB8554181

WaterfrontPrivate poolSingle Family ResidenceISLE OF PALMS 1ST ADD

About this home

11425 5TH STREET E

**LIVE THE TREASURE ISLAND WATERFRONT LIFESTYLE!** Welcome to 11425 5th St E, a beautifully updated 3-bedroom, 2-bathroom, 2-car garage home offering the perfect combination of coastal luxury, waterfront living, and effortless Florida lifestyle. Ideally positioned on a canal with direct boating access and just half a mile from the beach, this is the kind of property where every day feels like a vacation. From the moment you step inside, you’ll appreciate the bright, open design and thoughtful updates throughout. Natural light fills the spacious living areas, creating an inviting backdrop for both relaxed everyday living and entertaining. The heart of the home is the beautifully appointed chef’s kitchen, featuring GE Café Series white appliances, striking blue soft-close cabinetry with pull-out drawers, granite countertops, and bar seating. The kitchen opens seamlessly to the generous dining area and overlooks the family room, keeping everyone connected whether you’re enjoying a quiet morning coffee or hosting friends for the weekend. Light brown luxury vinyl flooring flows throughout the home, complementing the fresh, beach-inspired aesthetic. The primary suite and two additional bedrooms have all been thoughtfully updated, while both bathrooms feature beautifully renovated spaces with custom tile work in the showers. Just beyond the family room, the Florida room offers additional flexible living space and opens through sliding glass doors to your own private outdoor retreat. Step outside and you’ll find a pavered pool area with a saltwater pool, creating the perfect setting for sunny afternoons, evening swims, and entertaining under the Florida sky. Exterior trim lighting surrounds the home, adding an inviting ambiance as the sun goes down. And for those who dream of spending their days on the water, this property truly delivers. The newer dock features a 10,000-pound boat lift, providing convenient access to the canal and making it easy to turn an ordinary afternoon into a day on the water. Beyond your own backyard, Treasure Island offers the laid-back coastal lifestyle buyers come here to experience. This golf cart-friendly community puts you just minutes from beautiful beaches, waterfront restaurants, local shops, and everything that makes this area so desirable. Spend the morning on the boat, the afternoon by the pool, and the evening enjoying dinner by the water—you’ll quickly understand why people don’t just visit Treasure Island, they want to live here. Whether you’re looking for a full-time residence, second home, investment opportunity, or your own private beachside escape, this beautifully updated waterfront home offers a rare opportunity to enjoy the very best of Florida coastal living. IT’S NOT JUST A HOME… IT’S A LIFESTYLE. BONUS FOR THE BUYER: The seller has permits in place should the new owner wish to raise the property. Ask for details.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,896

Sqft

0.18 ac

Lot size

2

Garage

1959

Year built

One

Levels

$620

Per sqft

Private poolWaterfrontWater view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryWasher Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway
ExteriorPrivate Mailbox · Sliding Doors

Community & fees

Taxes (2025)$9,654/yr

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,745 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,340
PMI (est., until 20% equity)$441
Property tax — 2025 actual bill$804
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $117,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $117,500
Interest rate6.00%
Loan term

Estimated payment

$7,745/mo

Principal & interest$6,340
PMI (est., until 20% equity)$441
Property taxes (actual bill)$804
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$1.1MedgeAI estimate $1,273,348 · range $1.1M–$1.4M$1.5M

vs edgeAI estimate

−7.7%

$/sqft vs Treasure Island actives

$620 vs $513

Days on market

10 vs 124 typical

Where $620/sqft sits among the 177 Treasure Island actives

58
42
23 · this home
20
17
17
$241–390$390–539$539–689$689–838$838–987$987+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Isle Of Palms

Drive times from this address

Downtown Tampa≈ 43 min
Tampa Int’l Airport (TPA)≈ 43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

Isle Of Palms — neighborhood snapshot

Population

1,143

Median age

62

Median income

$75,139

Median home value

$908,900

Avg household

2

Households w/ children

50%

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★★
ElementaryAzalea Elementary School★★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer — 9.3 months of inventoryBuyer’s market

$685K → $625K

Treasure Island median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

96 of 177

Treasure Island actives have cut their price

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 155% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $1,175,000 · 10 days on market since
1959Built · ISLE OF PALMS 1ST ADD

Reality check

What actually sold near 11425 5TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

440 115TH AVENUESold · Jan ’26

$800,000

440 115TH AVENUE · same community

3 bd · 2 ba · 1,882 sqft · $425/sqft · 182 DOM

11055 4TH STREET ESold · Jun ’26

$975,000

11055 4TH STREET E · same community

4 bd · 2 ba · 1,939 sqft · $503/sqft · 3 DOM

11480 4TH STREET ESold · Nov ’25

$700,000

11480 4TH STREET E · same community

2 bd · 2 ba · 1,773 sqft · $395/sqft · 311 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11425 5TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11425 5TH STREET E — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11425 5TH STREET E FAQs

What would the monthly payment be for 11425 5TH STREET E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,745/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11425 5TH STREET E?+

The most recent tax bill on record (2025) was $9,654. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Treasure Island?+

At $1,175,000, this home is listed about 81% above the Treasure Island median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11425 5TH STREET E?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,175,000 runs 155% above the TREASURE ISLAND 33706 median — but at 1,896 sqft it's also 49% larger than the typical Treasure Island listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Ashley Gajdosz. MLS #TB8554181.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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