CENTURY 21 Edge
$559,0003 bd2.5 ba2,350 sqft$238 /sqft≈$4,757 /mo all-in ↓

5020 SOUTHERN VALLEY LOOP, BROOKSVILLE, FL, 34601

Active11 days on marketListed Oct 2, 2026MLS #TB8554299

Single Family ResidenceSOUTHERN HILLS PLANTATION

About this home

5020 SOUTHERN VALLEY LOOP

Welcome to your dream home with breathtaking views of the lush golf course, perfect for golf enthusiasts and nature lovers alike! Enjoy an open-concept layout with 10' ceilings, large windows, and solar tubes that flood the space with natural light. The modern kitchen features gas appliances, quartz countertops, a walk-in pantry, and large island, ideal for entertaining family and friends. You will love the insulated walk up hidden storage room above the garage! Retreat to the primary suite with a sitting area, walk in closet, bathroom with a make-up vanity and generously sized shower or step outside to your private patio, perfect for morning coffee or evening relaxation. This home is truly maintenance free with all lawn care and exterior paint included. Southern Hills also offers pickleball, swimming pool with lap lanes, clay tennis courts, fitness center, restaurants, and social events within the community...Furniture and golf cart are negotiable.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,350

Sqft

0.32 ac

Lot size

3

Garage

2023

Year built

One

Levels

$238

Per sqft

Golf Course viewNegotiablePets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener · Whole House R.O. System
InteriorAttic Fan · Ceiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Skylight(s) · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationStem Wall
ViewGolf Course
FacesWest
ParkingGarage Door Opener · Golf Cart Garage
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$414/mo
Taxes (2025)$7,740/yr
PetsYes
CommunityClubhouse · Community Mailbox · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,757 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,291
FHA mortgage insurance (est.)$247
Property tax — 2025 actual bill$645
HOA fee — from the listing$414
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,565
Interest rate6.00%
Loan term

Estimated payment

$4,757/mo

Principal & interest$3,291
FHA mortgage insurance (est.)$247
Property taxes (actual bill)$645
HOA / condo fee$414
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $559K
$412KedgeAI estimate $442,339 · range $429K–$456K$581K

vs edgeAI estimate

+26.4%

$/sqft vs SOUTHERN HILLS PLANTATION

$238 vs $235

Days on market

11 vs 73 typical

Where $238/sqft sits among the 8 homes for sale in SOUTHERN HILLS PLANTATION

6 · this home
0
1
0
0
1
$229–256$256–282$282–309$309–335$335–362$362+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Southern Hills Plantation

Drive times from this address

Tampa Int’l Airport (TPA)≈ 60 min
Downtown Tampa≈ 63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brooksville. See the full Brooksville guide →

Southern Hills Plantation — neighborhood snapshot

Population

443

Median age

60

Median income

$85,714

Median home value

$369,900

Avg household

2

Households w/ children

9%

For the school run

Hernando County School District

ElementaryMoton Elementary School★★★★★
MiddleD. S. Parrott Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$300K → $296K

Brooksville median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

2 of 8

SOUTHERN HILLS PLANTATION have cut their price

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →

Paper trail

This home's history

Oct 2, 2026Listed at $559,000 · 11 days on market since
2023Built · SOUTHERN HILLS PLANTATION

Reality check

What actually sold near 5020 SOUTHERN VALLEY LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4895 HICKORY OAK DRIVESold · Mar ’26

$639,900

4895 HICKORY OAK DRIVE · same community

4 bd · 3.5 ba · 2,532 sqft · $253/sqft · 170 DOM

4555 HICKORY OAK DRIVESold · May ’26

$589,900

4555 HICKORY OAK DRIVE · same community

4 bd · 3.5 ba · 2,532 sqft · $233/sqft · 537 DOM

4773 HICKORY OAK DRIVESold · Dec ’25

$649,900

4773 HICKORY OAK DRIVE · same community

4 bd · 3.5 ba · 2,532 sqft · $257/sqft · 156 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 5020 SOUTHERN VALLEY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5020 SOUTHERN VALLEY LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5020 SOUTHERN VALLEY LOOP FAQs

What would the monthly payment be for 5020 SOUTHERN VALLEY LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,757/mo — principal and interest, the actual property-tax bill, the $414/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5020 SOUTHERN VALLEY LOOP?+

The association fee works out to $414 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5020 SOUTHERN VALLEY LOOP?+

The most recent tax bill on record (2025) was $7,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5020 SOUTHERN VALLEY LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brooksville?+

At $559,000, this home is listed about 65% above the Brooksville median of $338,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5020 SOUTHERN VALLEY LOOP?+

Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FUTURE HOME REALTY INC · Tracy Regina. MLS #TB8554299.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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