12505 SUNSHINE LANE, TREASURE ISLAND, FL, 33706
Active9 days on marketListed Oct 2, 2026MLS #TB8554325
About this home
12505 SUNSHINE LANE
Custom Coastal Retreat with Gulf & Johns Pass Views • Private Primary Suite • Wraparound Decks • Beach Access • Reinforced Construction Welcome to your private coastal retreat in the heart of Treasure Island, where relaxed beachside living meets thoughtful design, exceptional craftsmanship, and modern comfort. Lovingly maintained by the original owners, this remarkable residence stands as a testament to quality construction and pride of ownership. After purchasing the property in 1979, the owners removed the existing home and built the stunning custom residence that stands today. Engineered for peace of mind, the home is supported by reinforced concrete piers extending more than 20 feet into bedrock, providing a solid foundation. A recent 4-Point Inspection has been completed with a clean report, offering added confidence to prospective buyers. The report is attached in the MLS for review. This spacious 4 bedroom, 2 1/2 bathroom home offers an ideal blend of luxury, functionality, and effortless indoor-outdoor living. Step inside to discover a well-appointed floor plan filled with natural light and luxurious touches throughout, creating inviting spaces designed for both everyday living and entertaining. Outdoors, escape to your own resort-style setting featuring a private pool, perfect for refreshing dips after a day at the beach. For added convenience, an outdoor shower with hot water is perfectly positioned poolside. Just off the Primary Suite is an expansive bonus room that can serve as a private office, reading retreat, fitness space, or third-story sitting area with elevated views. The primary bathroom features dual vanities, a walk-in closet, and access to a large attic storage area. The main living level offers three bedrooms, an updated bathroom, spacious living room with custom bookcases, bedroom that easily could be a Florida room/den, and a formal dining room. The upgraded kitchen features include granite countertops, wood cabinetry, breakfast counter seating, and a separate pantry/laundry room. Expansive wraparound decking creates exceptional indoor-outdoor entertaining space. The oversized 2-car garage is complemented by a dedicated workbench and storage for jet skis, or golf cart. A versatile bonus room off the garage has its own bathroom, offering endless possibilities as home office, creative studio, fitness room, or guest overflow space. Multiple decks invite you to relax and enjoy gentle coastal breezes and serene water views, delivering the ambiance of waterfront living without the premium. The crown jewel is the third-story balcony, showcasing beautiful views of the Gulf and the boats entering and departing from Historic Johns Pass. It's the perfect backdrop for morning coffee, afternoon relaxation, or spectacular sunset evenings. Ideally located, you can stroll to Johns Pass to enjoy waterfront dining, boutique shopping, entertainment, and boating adventures just moments from your door. Whether you're seeking a full-time residence, or a prime investment opportunity, this Treasure Island gem captures the very best of Florida coastal living — exceptional construction, breathtaking views, an unbeatable location, and a lifestyle that's second to none. Be sure to check out the video tour and experience everything this extraordinary home has to offer!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,015
Sqft
0.14 ac
Lot size
3
Garage
1988
Year built
Three Or More
Levels
$831
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,200 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,200/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.7%
$/sqft vs Treasure Island actives
$831 vs $513
Days on market
9 vs 126 typical
Where $831/sqft sits among the 179 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $625K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
97 of 179
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 264% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 12505 SUNSHINE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$490,000
12101 GULF BOULEVARD · same community
4 bd · 4 ba · 1,797 sqft · $273/sqft · 0 DOM
Sold · Mar ’26$1,350,000
12108 LAGOON LANE · same community
2 bd · 2.5 ba · 2,352 sqft · $574/sqft · 172 DOM
Sold · Nov ’25$1,500,000
12116 LAGOON LANE · same community
3 bd · 2 ba · 1,634 sqft · $918/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 12505 SUNSHINE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12505 SUNSHINE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12505 SUNSHINE LANE FAQs
What would the monthly payment be for 12505 SUNSHINE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,200/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12505 SUNSHINE LANE?+
The most recent tax bill on record (2025) was $4,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Treasure Island?+
At $1,675,000, this home is listed about 155% above the Treasure Island median of $657,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12505 SUNSHINE LANE?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,675,000 runs 264% above the TREASURE ISLAND 33706 median — but at 2,015 sqft it's also 55% larger than the typical Treasure Island listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Janice Mason. MLS #TB8554325.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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