
314 10TH AVENUE, INDIAN ROCKS BEACH, FL, 33785
Active6 days on marketListed Oct 5, 2026MLS #TB8554336
About this home
314 10TH AVENUE
Welcome to your 3 level, fully furnsihed coastal beach retreat in the highly desirable community of Indian Rocks Beach in Flippers Lagoon. This spacious, turn-key residence offers multiple living areas and 2 levels of extended waterside balconies. Perfect for dolphin watching and sunsets. Balcony with direct view of the cove, the dock, and the pool.This impeccable home has 4BR's and 2BA 's with 3 levels of awesomeness.The perfect blend of comfort, convenience, and beachside living. The home features a bright and open layout filled with lots of windows that capture all the natural light.The kitchen offers lots of cabinetry, modern finishes, stainless double door refrigerator, dishwasher, range, microwave, a double sink, high end fixtures and beachy decor. From the kitchen, you arrive in the DR area which will offer you seating for 8+ and an exit door to outside. Just off the DR you will also have a 1st level BR with a king bed and large double closet. There is also a full bath in the hall with a tub/shower combo. Head up the stairs to level 2 where you will be amazed at the space here. The LR is large, open and bright. Lots of windows for natural light and views of the pool and waterway. Slider opens to the balcony that runs the length of the home. Such a special place to enjoy your morning coffee and watch the frolicking dolphins or relax in the evening with a glass of wine and view the sun going down on the beach.The LR has more than ample seating along with a large, comfortable sofa set.Just off the LR area is BR2 with a king bed and a sleeper futon. Perfect for your guests. There is also a very lengthy closet room, so you have tons of room for clothes and storage. Take the hall stairs up to level 3 and there you will have the x-large BR3 with king bed, TV and lots of windows and BR4 with twin beds. Level 3 bathroom with a large soak tub and a seperate walk in shower, and the double sinks are a big plus. The balcony...it's just perfect for star gazing before bed. Just off the foyer is a nice sized laundry room with full size washer/dryer and clean tub. The garage area offers you kayaks, lots of beach extra’s. The large deep water dock has room for 2 boats. Boatlift avail. with additional fee and yes, there is plenty of parking. The best beach community is here in IRB. There are playgrounds, nature parks, pickleball/tennis courts, public boat ramp, a skate park and fun festivals to enjoy. Some of the area’s best restaurants and pubs are here in IRB like Crabby Bills, The Grove Cafe, Hurricane Eddies, TJ’s, PJ’s, Guilty Seas and more. Direct routes out to the airports and a short drive to Publix, shopping, health and wellness, banking, Bealls, convenience stores, the local VFW,, the Largo Golf course and more tasty restaurants. Public transportation on the beach will allow you to venture both N and S to all the beach areas. Everything you need is right here!!.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
3,308
Sqft
0.18 ac
Lot size
1
Garage
1942
Year built
Three Or More
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$229 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$229/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Rocks Beach actives
$3 vs $682
Days on market
6 vs 110 typical
Where $3/sqft sits among the 91 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $725K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
48 of 91
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 314 10TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$987,500
1210 BAY PINE BOULEVARD · same community
4 bd · 3 ba · 3,136 sqft · $315/sqft · 272 DOM
Sold · Jan ’26$1,340,000
1203 BAY SHORE BOULEVARD · same community
5 bd · 5 ba · 3,002 sqft · $446/sqft · 39 DOM
Sold · May ’26$1,235,000
118 10TH AVENUE · same community
3 bd · 2 ba · 2,074 sqft · $595/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 314 10TH AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 314 10TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
314 10TH AVENUE FAQs
What would the monthly payment be for 314 10TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $229/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 314 10TH AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $9,500, this home is listed about 99% below the Indian Rocks Beach median of $824,000. The market section on this page shows how the area is trending.
Which schools are assigned to 314 10TH AVENUE?+
Anona Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$9,500 is 99% below the INDIAN ROCKS BEACH 33785 median of $799,950, and at $3/sqft it sits under the Indian Rocks Beach average of $691.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a Indian Rocks Beach market that averages 110 — if it fits, move quickly.
04Strong assigned schools
Anona Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jo Overin. MLS #TB8554336.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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