CENTURY 21 Edge
$590,0003 bd3 ba3,222 sqft$183 /sqft≈$4,089 /mo all-in ↓

1348 EDGEWATER BEACH DRIVE, LAKELAND, FL, 33805

Active5 days on marketListed Oct 13, 2026MLS #TB8554361

WaterfrontPrivate poolSingle Family ResidenceEDGEWATER BEACH RESUB

Come see it

Upcoming open house

Sun, Oct 18

1:00 PM – 4:00 PM

About this home

1348 EDGEWATER BEACH DRIVE

Lake Parker waterfront living on half an acre, featuring an expansive enclosed lanai, private screened in-ground pool, no HOA and no CDD! This spacious single-story Lakeland home offers 3,222 square feet of heated living area, 3 bedrooms, 3 full baths, an attached 2-car garage, and over 100 feet of Lake Parker frontage. Step inside and discover a spacious home with distinctive character and multiple living areas for everyday living and entertaining. A sunken living room with a wood-burning fireplace provides one of the home's most memorable interior features, while the rear living spaces connect naturally with the pool, outdoor living areas, and Lake Parker setting. Out back, the expansive enclosed and screened lanai creates a substantial space for relaxing and entertaining while overlooking the pool and lake. Beyond the pool are a fenced backyard, direct Lake Parker access, a private boat ramp, and an existing covered wood dock/boat structure. A separate paved side patio provides another inviting outdoor space for seating, grilling, or entertaining. A circular concrete driveway with two access points to Edgewater Beach Drive provides convenient access, additional parking flexibility, and access to the attached garage. With generous interior space, extensive outdoor living areas, a private pool, direct lake access, and no HOA or CDD, this property brings together an appealing combination of waterfront and Florida living. Come experience the distinctive Lake Parker waterfront lifestyle this property provides! Property offered AS-IS. Stated dimensions are approximate; buyers are encouraged to conduct inspections and independently verify all information important to their purchase, including square footage, room configurations, permits, and waterfront features.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,222

Sqft

0.5 ac

Lot size

2

Garage

1954

Year built

One

Levels

$183

Per sqft

Private poolWaterfrontFireplacePool & Water view

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Solar Hot Water · Trash Compactor · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Thermostat
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationStem Wall
ViewPool · Water
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level · Off Street
ExteriorIrrigation System · Lighting · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$6,294/yr

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,089 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$525
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,000
Interest rate6.00%
Loan term

Estimated payment

$4,089/mo

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property taxes (actual bill)$525
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $590K
$566KedgeAI estimate $788,683 · range $748K–$868K$902K

vs edgeAI estimate

−25.2%

$/sqft vs Lakeland actives

$183 vs $195

Days on market

5 vs 61 typical

Where $183/sqft sits among the 400 Lakeland actives

58
78
117 · this home
76
38
33
$119–149$149–180$180–210$210–240$240–271$271+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Edgewater Beach

Drive times from this address

Downtown Tampa≈ 40 min
Walt Disney World≈ 44 min
Tampa Int’l Airport (TPA)≈ 51 min
Universal Orlando≈ 54 min
Downtown Orlando≈ 60 min
Orlando Int’l Airport (MCO)≈ 65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Edgewater Beach — neighborhood snapshot

Population

494

Median age

38

Median income

$58,224

Median home value

$181,100

Avg household

2

Households w/ children

54%

For the school run

Polk County School District

HighLakeland Senior High School★★★★★
MiddleCrystal Lake Middle School★★★★★
ElementaryValleyview Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$316K → $322K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

224 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 188% above the LAKELAND 33805 median. See the full Lakeland market guide →

Paper trail

This home's history

Oct 13, 2026Listed at $590,000 · 5 days on market since
1954Built · EDGEWATER BEACH RESUB

Reality check

What actually sold near 1348 EDGEWATER BEACH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1407 EDGEWATER BEACH DRIVESold · Mar ’26

$375,000

1407 EDGEWATER BEACH DRIVE · same community

4 bd · 2.5 ba · 2,732 sqft · $137/sqft · 377 DOM

1207 PARKER POINTE LANESold · Sep ’26

$205,000

1207 PARKER POINTE LANE · same community

3 bd · 2 ba · 1,949 sqft · $105/sqft · 58 DOM

1232 GREENVIEW DRIVESold · Feb ’26

$260,900

1232 GREENVIEW DRIVE · same community

3 bd · 2 ba · 1,647 sqft · $158/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1348 EDGEWATER BEACH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1348 EDGEWATER BEACH DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1348 EDGEWATER BEACH DRIVE FAQs

What would the monthly payment be for 1348 EDGEWATER BEACH DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,089/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1348 EDGEWATER BEACH DRIVE?+

The most recent tax bill on record (2025) was $6,294. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $590,000, this home is listed about 79% above the Lakeland median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1348 EDGEWATER BEACH DRIVE?+

Lakeland Senior High School (high), Crystal Lake Middle School (middle), Valleyview Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$590,000 runs 188% above the LAKELAND 33805 median — but at 3,222 sqft it's also nearly twice the size of the typical Lakeland listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 5 days on market in a Lakeland market that averages 61 — if it fits, move quickly.

04Strong assigned schools

Lakeland Senior High School, Crystal Lake Middle School, Valleyview Elementary School — Valleyview Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Robert Carlson. MLS #TB8554361.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lakeland homes, in your inbox

Like 1348 EDGEWATER BEACH DRIVE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Kathy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 18, 2026 at 9:35 AM UTC. The listing information on this page last changed on October 18, 2026 at 9:35 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 18, 2026 at 9:35 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 18, 2026 at 9:35 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.