400 LARBOARD WAY UNIT 106, CLEARWATER, FL, 33767
Active6 days on marketListed Oct 5, 2026MLS #TB8554411
About this home
400 LARBOARD WAY UNIT 106
Virtually Staged. Feast your eyes on this spectacular, ground-floor 2-bedroom, 2-bathroom condominium offering direct, panoramic Intracoastal water views from almost every angle. Showcasing brand-new windows and doors that flood the space with natural light while providing peace of mind, this turnkey residence comes fully furnished down to the silverware—just bring your toothbrush and suitcase! Nestled on tranquil Island Estates, this vibrant community delivers all the essential amenities for a stress-free, resort-style lifestyle, yet sits within a bike ride away from world-famous Clearwater Beach. At the heart of the home, a beautifully appointed kitchen features solid wood cabinetry, granite countertops, and stainless-steel appliances, all overlooking the open-concept living space and the sparkling water beyond. Designed for ultimate privacy, the split-bedroom layout ensures comfort for everyone. The spacious primary suite frames unforgettable water views, while the generous guest bedroom features its own private en-suite bath and a convenient in-unit washer/dryer. Step outside to a massive covered patio to experience the peak of Florida outdoor living, perfect for entertaining or relaxing against a backdrop of endless aquatic scenery. Complete with 1 assigned covered parking space and 1 guest parking spot, this coastal haven is ready for its next chapter.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,005
Sqft
0.52 ac
Lot size
1968
Year built
One
Levels
$473
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,618 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,618/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.4%
$/sqft vs Clearwater actives
$473 vs $226
Days on market
6 vs 72 typical
Where $473/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
242 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 LARBOARD WAY UNIT 106
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$493,000
400 LARBOARD WAY UNIT 102 · same community
2 bd · 2 ba · 1,005 sqft · $491/sqft · 10 DOM
Sold · Oct ’25$605,000
825 S GULFVIEW BOULEVARD UNIT 104
2 bd · 2 ba · 1,007 sqft · $601/sqft · 64 DOM
Sold · Feb ’26$586,000
825 S GULFVIEW BOULEVARD UNIT 106
2 bd · 2 ba · 1,007 sqft · $582/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 LARBOARD WAY UNIT 106 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 LARBOARD WAY UNIT 106 — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 LARBOARD WAY UNIT 106 FAQs
What would the monthly payment be for 400 LARBOARD WAY UNIT 106?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,618/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 LARBOARD WAY UNIT 106?+
The most recent tax bill on record (2025) was $5,421. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 LARBOARD WAY UNIT 106?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $475,000, this home is listed about 59% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 LARBOARD WAY UNIT 106?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33767 market on paper
$475,000 is 14% below the CLEARWATER 33767 median of $549,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a Clearwater market that averages 72 — if it fits, move quickly.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Michelle Chenault. MLS #TB8554411.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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