3408 W SAN LUIS STREET, TAMPA, FL, 33629
Active0 days on marketListed Oct 12, 2026MLS #TB8554445
About this home
3408 W SAN LUIS STREET
SOUTH TAMPA OPPORTUNITY! Located in one of Tampa’s most desirable and sought-after areas, this exceptional approximately 10,200 SF lot offers a unique opportunity for buyers, builders, and investors looking to create something special in the heart of South Tampa. The property currently features TWO residential structures, including a 3BR/2BA home and a separate 2BR/2BA residence, providing flexibility for an owner-user, multi-generational living arrangement, rental strategy, or redevelopment vision. The real opportunity is the LAND and the potential to build a new custom residence in an established, highly desirable neighborhood. With approximately 85 feet of frontage and 120 feet of depth, the property offers an unusually generous footprint for the area. Ideally situated near iconic Bayshore Boulevard, Downtown Tampa, Hyde Park, Palma Ceia, SoHo, top-rated schools, dining, shopping, entertainment, and Tampa’s vibrant waterfront lifestyle. Enjoy convenient access to the Bayshore waterfront, Tampa Riverwalk, Water Street, major medical centers, and everything that makes South Tampa one of the area’s most coveted places to live. A truly special opportunity to own a substantial piece of land in an exceptional location and create the South Tampa property you’ve been envisioning. Bring your builder, architect, and vision!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,042
Sqft
0.23 ac
Lot size
1952
Year built
One
Levels
$588
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,589 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,589/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.7%
Days on market
0 vs 64 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia — neighborhood snapshot
Population
5,762
Median age
39
Median income
$170,283
Median home value
$766,224
Avg household
3
Households w/ children
911
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3408 W SAN LUIS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3408 W SAN LUIS STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3408 W SAN LUIS STREET FAQs
What would the monthly payment be for 3408 W SAN LUIS STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,589/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3408 W SAN LUIS STREET?+
The most recent tax bill on record (2025) was $6,048. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $1,200,000, this home is listed about 176% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3408 W SAN LUIS STREET?+
Roosevelt Elementary School (elementary), Plant High School (high), Coleman Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,200,000 runs 20% above the TAMPA 33629 median — but at 2,042 sqft it's also 30% larger than the typical Tampa listing.
02Fresh on the market
Listed today in a Tampa market that averages 64 — if it fits, move quickly.
03Strong assigned schools
Roosevelt Elementary School, Plant High School, Coleman Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Roosevelt Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Miguel Davila, PA. MLS #TB8554445.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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