260 S PORT ROYAL LANE, APOLLO BEACH, FL, 33572
Active3 days on marketListed Oct 9, 2026MLS #TB8554486
About this home
260 S PORT ROYAL LANE
SUNSHINE, PORCH TIME AND EASY FLORIDA LIVING! This charming 2015 two-bedroom, two-bath manufactured home in 55+ Caribbean Isles Residential Cooperative is ready for someone who would rather spend their time enjoying Florida than maintaining a house. Step inside and you'll immediately notice how light, bright and cheerful this home feels. The open floor plan brings the kitchen, living room and dining area together, making the space comfortable for everyday living and entertaining. Pull up a stool at the kitchen island for breakfast or a casual meal, while the cozy dining area provides seating for two when you want to sit down and linger over dinner. Crown molding adds a polished finishing touch, and ceiling fans in the living room and both bedrooms keep those Florida breezes moving. But the real star may be waiting just beyond the sliding glass doors — a large open back porch that practically begs you to slow down and stay awhile. Morning coffee, afternoon reading, dinner outdoors or an evening visit with friends — this is the kind of space that can quickly become your favorite “room” in the house. The primary bedroom features a wall-to-wall closet and private ensuite bath with a walk-in shower. The guest bedroom is conveniently located near the second full bath, which includes a tub/shower combination. Both bathrooms have windows for natural light, and the washer and dryer are conveniently located next to the guest bath. Blinds are already installed throughout, the home is partially furnished, and a separate storage shed gives you extra room for all those things you don't want cluttering your Florida retreat.Then there's life in Caribbean Isles Residential Cooperative, a gated, resident-owned 55+ waterfront community where your calendar can be as full — or as empty — as you want it. Enjoy the heated pool, clubhouse, games, activities, dinners, dances, boating and kayaking opportunities, or simply hop on the golf cart and visit with neighbors. There's always something happening, but relaxing is an activity here, too.Whether you're looking for a full-time retirement home or a seasonal Florida getaway, this sunny, easy-care home gives you a comfortable place to land — and a terrific back porch from which to enjoy it. Bring the flip-flops, pick your favorite porch chair, and start enjoying Florida!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
984
Sqft
0.11 ac
Lot size
2015
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,823 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,823/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+49.1%
$/sqft vs CARIBBEAN ISLES RESIDENTIAL COOPERATIVE
$213 vs $174
Days on market
3 vs 83 typical
Where $213/sqft sits among the 12 homes for sale in CARIBBEAN ISLES RESIDENTIAL COOPERATIVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
The numbers that matter
The Apollo Beach market
$460K → $466K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
4 of 12
CARIBBEAN ISLES RESIDENTIAL COOPERATIVE have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 260 S PORT ROYAL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$145,000
119 S SAINT THOMAS CIRCLE · same community
2 bd · 2 ba · 1,056 sqft · $137/sqft · 205 DOM
Sold · Jun ’26$152,000
112 SAINT PIERRES WAY · same community
2 bd · 2 ba · 1,056 sqft · $144/sqft · 150 DOM
Sold · Jul ’26$105,000
107 E SAINT JOHNS WAY · same community
2 bd · 2 ba · 840 sqft · $125/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 260 S PORT ROYAL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 260 S PORT ROYAL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
260 S PORT ROYAL LANE FAQs
What would the monthly payment be for 260 S PORT ROYAL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,823/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 260 S PORT ROYAL LANE?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 260 S PORT ROYAL LANE?+
The most recent tax bill on record (2025) was $1,098. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 260 S PORT ROYAL LANE?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $210,000, this home is listed about 56% below the Apollo Beach median of $474,444. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$210,000 is 49% below the APOLLO BEACH 33572 median of $410,000, and at $213/sqft it sits under the Apollo Beach average of $256.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Apollo Beach market that averages 83 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Judith Martin. MLS #TB8554486.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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