13160 SW 31ST AVENUE ROAD, OCALA, FL, 34473
Active8 days on marketListed Oct 4, 2026MLS #TB8554770
About this home
13160 SW 31ST AVENUE ROAD
Beautifully Updated 3-Bedroom, 2-Bath Home in Ocala – No HOA or CDD! Move-in ready and thoughtfully updated, this charming 3-bedroom, 2-bath home offers modern comfort, valuable improvements, and everyday convenience. With whole-house ceramic tile flooring, a renovated kitchen and bathroom, updated windows, and major systems already replaced, this home is designed for easy living and peace of mind. Not to mention a large backyard with no backyard neighbors. Located just 5 minutes from I-75, it provides convenient access to commuting, shopping, dining, and surrounding areas. Best of all, there are no HOA or CDD fees, giving you greater flexibility and fewer ongoing costs. Major Updates Include: 2020: Whole-house ceramic tile flooring and kitchen renovation. 2021: New windows, new roof and air conditioning. 2022: New front door. 2023: Backyard fence. 2024: Septic system cleaned, bathroom renovation, and new water heater. With extensive updates completed, this home offers the ideal combination of modern finishes, important infrastructure improvements, and a convenient location. Don’t miss the opportunity to enjoy a move-in-ready Ocala home with easy I-75 access and no HOA or CDD restrictions!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,296
Sqft
0.31 ac
Lot size
1
Garage
1993
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,855 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,855/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.6%
$/sqft vs MARION OAKS UN 07
$189 vs $169
Days on market
8 vs 74 typical
Where $189/sqft sits among the 16 homes for sale in MARION OAKS UN 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
8 of 16
MARION OAKS UN 07 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 13160 SW 31ST AVENUE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$252,000
13388 SW 32ND COURT · same community
3 bd · 2 ba · 1,315 sqft · $192/sqft · 23 DOM
Sold · Jun ’26$239,900
3103 SW 130TH LANE · same community
3 bd · 2 ba · 1,315 sqft · $182/sqft · 40 DOM
Sold · Aug ’26$217,500
4700 SW 129TH PLACE · same community
3 bd · 2 ba · 1,340 sqft · $162/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13160 SW 31ST AVENUE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13160 SW 31ST AVENUE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13160 SW 31ST AVENUE ROAD FAQs
What would the monthly payment be for 13160 SW 31ST AVENUE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,855/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13160 SW 31ST AVENUE ROAD?+
The most recent tax bill on record (2025) was $1,733. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $245,000, this home is listed about 18% below the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 13160 SW 31ST AVENUE ROAD?+
Marion Oaks Elementary School (elementary), Horizon Academy At Marion Oaks (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Monica Suarez. MLS #TB8554770.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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