9 (Blk 265 Lot 22) AVOCADO DRIVE, INDIAN LAKE ESTATES, FL, 33855
Active7 days on marketListed Oct 5, 2026MLS #TB8554794
About this home
9 (Blk 265 Lot 22) AVOCADO DRIVE
Each parcel in Indian Lake Estates has unique characteristics and deserves its own description. Here are the details about this lot. This rare listing is for a CLEARED CANAL LOT. Get your plans to a builder. This lot is ready to go! There are 145 feet of water frontage on the west side of the road, so your home can face the sunrise and your back porch (or pool) will see the incredible sunsets over Lake Walk In Water. The canal leads directly to the largest lake in Polk County, Lake Weohyakapka. Well and septic are required, so your only utility bill will be electric. The roads are private, so you can drive your golf cart to the clubhouse for a round of golf or to one of the two restaurants in the community for dine-in or take-out. Pay your ANNUAL community licensing fee for 2026 of $396.27 per parcel to help maintain community amenities, and all residents in good standing are permitted to play the 3-par, 9-hole executive course at no cost EVERY DAY that year. The primary 18-hole course is designed by Gary Cobb and is public and affordable. As you begin to plan your future in Florida, consider living a serene and private life in this neighborhood of Indian Lake Estates (informally, ILE). But don’t think it is only sunsets. The active community offers concerts, dances, karaoke and trivia nights, weekly card games, bingo, movie nights, a library with book club, pickleball and tennis courts, just to name a few. Indian Lake Estates is a perfect balance of privacy and activity. ILE IS THE PLACE TO BE!
Facts & features
The home at a glance
0.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$841 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$841/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Indian Lake Estates
Get to know Indian Lake Estates. See the full Indian Lake Estates guide →
INDIAN LAKE ESTATES 33855 — neighborhood snapshot
Population
33
Median age
68.1
Avg household
1.94
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Lake Estates market
$327K → $280K
Indian Lake Estates median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 375% above the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →
Paper trail
This home's history
Reality check
What actually sold near 9 (Blk 265 Lot 22) AVOCADO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$90,000
3500 ORCHID DRIVE · same community
2 bd · 1 ba · 950 sqft · $95/sqft · 5 DOM
Sold · Mar ’26$65,000
3771 INDIAN LAKE DRIVE · same community
3 bd · 1 ba · 998 sqft · $65/sqft · 0 DOM
Sold · Mar ’26$225,000
4060 INDIAN LAKE DRIVE · same community
2 bd · 2 ba · 1,030 sqft · $218/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 9 (Blk 265 Lot 22) AVOCADO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9 (Blk 265 Lot 22) AVOCADO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9 (Blk 265 Lot 22) AVOCADO DRIVE FAQs
What would the monthly payment be for 9 (Blk 265 Lot 22) AVOCADO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $841/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9 (Blk 265 Lot 22) AVOCADO DRIVE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9 (Blk 265 Lot 22) AVOCADO DRIVE?+
The most recent tax bill on record (2025) was $653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9 (Blk 265 Lot 22) AVOCADO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Lake Estates?+
At $95,000, this home is listed about 74% below the Indian Lake Estates median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9 (Blk 265 Lot 22) AVOCADO DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$95,000 runs 375% above the INDIAN LAKE ESTATES 33855 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a Indian Lake Estates market that averages 120 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Laura Carter. MLS #TB8554794.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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