2700 RAINTREE LAKE CIRCLE, MERRITT ISLAND, FL, 32953
Active3 days on marketListed Oct 8, 2026MLS #TB8554826
About this home
2700 RAINTREE LAKE CIRCLE
Virtually Staged. Beautiful Merritt Island pool home with water views, a separate in-law suite, and a backyard made for Florida living! The fully fenced yard features a large pool and access to the lake for kayaking or canoeing, giving you the perfect space to relax, entertain, and enjoy the outdoors. Inside, the main home offers 3 bedrooms and 2 bathrooms, tile flooring throughout most of the home, spacious living and dining areas, and a family room with a brick fireplace. The bright kitchen features granite countertops and a convenient pass-through to the bonus room, while sliding doors lead to the Florida room overlooking the pool. The separate studio/in-law suite has its own private entrance, full kitchen, living/bedroom area, laundry, full bathroom, and separate A/C system, making it a great option for guests, extended family, or flexible living space. Upstairs, the primary suite and loft offer great water views and beautiful Florida sunsets. Additional upgrades include hurricane-impact windows, newer A/C, water heater, roof with solar shingles, and pool pump. Conveniently located near Kennedy Space Center, SR 528/Beachline, Port Canaveral, and the beaches, this home combines space, versatility, upgrades, and the Florida lifestyle in one great property.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,346
Sqft
0.25 ac
Lot size
2
Garage
1986
Year built
Two
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,148 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,148/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.6%
$/sqft vs Merritt Island actives
$238 vs $262
Days on market
3 vs 65 typical
Where $238/sqft sits among the 33 Merritt Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Merritt Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Merritt Island. See the full Merritt Island guide →
MERRITT ISLAND 32953 — neighborhood snapshot
Population
24,834
Median age
48.2
Median income
$84,248
Median home value
$394,300
Avg household
2.54
Households w/ children
2,533
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Merritt Island market
$430K → $445K
Merritt Island median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
15 of 33
Merritt Island actives have cut their price
Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 131% above the MERRITT ISLAND 32953 median. See the full Merritt Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 2700 RAINTREE LAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$345,000
2415 RAINTREE LAKE CIRCLE · same community
3 bd · 2 ba · 1,716 sqft · $201/sqft · 106 DOM
Sold · Apr ’26$345,000
2355 RAINTREE LAKE CIRCLE · same community
3 bd · 2 ba · 1,572 sqft · $219/sqft · 91 DOM
Sold · Feb ’26$530,000
160 GRANT ROAD
4 bd · 2 ba · 2,400 sqft · $221/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2700 RAINTREE LAKE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2700 RAINTREE LAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2700 RAINTREE LAKE CIRCLE FAQs
What would the monthly payment be for 2700 RAINTREE LAKE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,148/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2700 RAINTREE LAKE CIRCLE?+
The most recent tax bill on record (2025) was $5,405. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2700 RAINTREE LAKE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Merritt Island?+
At $559,000, this home is listed about 4% above the Merritt Island median of $534,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2700 RAINTREE LAKE CIRCLE?+
Lewis Carroll Elementary School (elementary), Merritt Island High School (high), Thomas Jefferson Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$559,000 runs 131% above the MERRITT ISLAND 32953 median — but at 2,346 sqft it's also 45% larger than the typical Merritt Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Merritt Island market that averages 65 — if it fits, move quickly.
04Strong assigned schools
Lewis Carroll Elementary School, Merritt Island High School, Thomas Jefferson Middle School — Lewis Carroll Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC. · Larry Fischer. MLS #TB8554826.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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