CENTURY 21 Edge
$4,5004 bd2.5 ba2,706 sqft$2 /sqft≈$193 /mo all-in ↓

6417 KEY ISLAND AVENUE, APOLLO BEACH, FL, 33572

Active9 days on marketListed Oct 4, 2026MLS #TB8554870

✦ Priced 99% below the APOLLO BEACH 33572 medianWaterfrontSingle Family ResidenceBIMINI BAY PH 2

About this home

6417 KEY ISLAND AVENUE

Come live in Paradise in the gated waterfront community of Bimini Bay, ideally located in the heart of Apollo Beach. This beautifully designed two-story home offers 4 bedrooms, 2.5 baths, and a thoughtfully planned layout that blends comfort, functionality, and coastal charm. From the moment you enter, you’re welcomed by soaring ceilings, abundant natural light, and a seamless flow between formal and casual living spaces, including a formal dining room, spacious living area, and a private office ideal for remote work. The kitchen connects effortlessly to the main living areas, creating a perfect setting for everyday living and entertaining. Upstairs, all bedrooms are generously sized, along with a versatile bonus room that can serve as a media room, playroom, or additional lounge space. The expansive primary suite offers a peaceful retreat with a sitting area, oversized walk-in closet, and a spa-inspired bathroom featuring dual vanities, a garden tub, and a separate walk-in shower. A conveniently located upstairs laundry room adds to the home’s functional design. Outdoor living is just as impressive, with a covered lanai and premium hot tub overlooking the fully fenced backyard—ideal for relaxing or hosting guests. Boating enthusiasts will appreciate direct access to a saltwater canal, complete with a private dock, power and water hookups, and a 10,000-lb boat lift, providing quick access to open water and the ultimate Florida boating lifestyle. A durable metal roof adds long-term value and appeal, while the gated community offers low HOA fees and no CDD. Conveniently located near shopping, dining, schools, Downtown Tampa, and major highways, this home delivers the perfect balance of waterfront living and everyday convenience.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,706

Sqft

0.21 ac

Lot size

2

Garage

2015

Year built

Two

Levels

$2

Per sqft

Waterfront

Inside

AppliancesCooktop · Dishwasher · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsCats OK, Dogs OK

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$193 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$26
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $158Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $158
Interest rate6.00%
Loan term

Estimated payment

$193/mo

Principal & interest$26
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Apollo Beach actives

$2 vs $218

Days on market

9 vs 81 typical

Where $2/sqft sits among the 351 Apollo Beach actives

0 · this home
36
190
48
36
41
$2–81$81–161$161–240$240–320$320–399$399+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Drive times from this address

Downtown Tampa≈ 27 min
Tampa Int’l Airport (TPA)≈ 39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

The numbers that matter

The Apollo Beach market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$460K → $466K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

212 of 351

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Oct 4, 2026Listed at $4,500 · 9 days on market since
2015Built · BIMINI BAY PH 2

Reality check

What actually sold near 6417 KEY ISLAND AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

451 BAHAMA GRANDE BOULEVARDSold · May ’26

$489,900

451 BAHAMA GRANDE BOULEVARD · same community

4 bd · 2.5 ba · 2,725 sqft · $180/sqft · 114 DOM

443 BAHAMA GRANDE BOULEVARDSold · Apr ’26

$625,000

443 BAHAMA GRANDE BOULEVARD · same community

3 bd · 2.5 ba · 2,579 sqft · $242/sqft · 53 DOM

6404 KEY ISLAND AVENUESold · Dec ’25

$668,000

6404 KEY ISLAND AVENUE · same community

4 bd · 2.5 ba · 2,559 sqft · $261/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6417 KEY ISLAND AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6417 KEY ISLAND AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6417 KEY ISLAND AVENUE FAQs

What would the monthly payment be for 6417 KEY ISLAND AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 6417 KEY ISLAND AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $4,500, this home is listed about 99% below the Apollo Beach median of $473,680. The market section on this page shows how the area is trending.

Listing courtesy of ORCHARD BROKERAGE, LLC · Natalie Bailey. MLS #TB8554870.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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6417 KEY ISLAND AVENUE, APOLLO BEACH, FL — 4 Bed, 2.5 Bath — $4,500 | CENTURY 21 Edge