11978 CLIMBING FERN AVENUE, RIVERVIEW, FL, 33579
Active6 days on marketListed Oct 6, 2026MLS #TB8555014
About this home
11978 CLIMBING FERN AVENUE
Virtually Staged. Welcome to your dream home in the heart of Riverview!! This is the best overall value for an estate home anywhere near this price, period! Located in Waterleaf's gated community, this 6-bedroom, 6-bathroom, 3-car garage, 2-story home offers approximately 5,000 sq ft of living space, a private pool, and a convenient location situated on a larger corner lot. VA ASSUMABLE LOAN AVAILABLE. Seller requires an eligible VA buyer with sufficient entitlement to complete a Substitution of Entitlement. Ask for details. This home has multiple en suites with full bathrooms located downstairs for multigenerational living. The home was designed for growing families that love to entertain. As you step inside the gracious double-door entry, you'll be captivated by the open floor plan that seamlessly connects the living, dining, and kitchen areas, with the outdoor covered lanai. On the main floor, you have your open kitchen/living room concept, formal dining room, office, large walk-in pantry, butler area with wine cooler, bedroom and full bath, plus private guest quarters with its own bathroom and separate pool/backyard entrance for visitors or multi-generational living. The main level also features a private home office—perfect for remote work, study, or a quiet retreat. Near the home office is another full-size bathroom for added convenience. Upstairs, you'll find your family room/loft, four bedrooms, four full baths, and a large laundry room with a wash sink and washer/dryer. Your ensuite master bedroom includes double vanities, large walk-in closets, a glass shower, and a separate jacuzzi spa tub. Step outside and you'll find paradise featuring a pristine private screened pool and covered lanai. New backyard privacy fence to be professionally installed before closing and new updated landscaping just installed! The large corner lot offers extra room for outdoor activities! This exquisite home also offers a central vac cleaning system, reverse osmosis drinking water, whole-house water softener, and a pre-wired security system. Nestled in the highly desired Waterleaf community, featuring a clubhouse, sports lots/fields, playgrounds, dog parks, resort-style pool, tiki huts & cabanas, and walking/jogging trails. Close to shopping, restaurants, I-4, and I-275 for a quick commute to Downtown Tampa, Clearwater & St. Petersburg, boasting Florida's most famous beaches.
Facts & features
The home at a glance
6
Bedrooms
6
Bathrooms
5,002
Sqft
0.26 ac
Lot size
3
Garage
2019
Year built
Two
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,386 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,386/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
$/sqft vs Riverview actives
$160 vs $181
Days on market
6 vs 66 typical
Where $160/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33579 — neighborhood snapshot
Population
45,373
Median age
35.6
Median income
$113,568
Median home value
$374,600
Avg household
3.14
Households w/ children
6,871
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$394K → $362K
Riverview median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
251 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the RIVERVIEW 33579 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 11978 CLIMBING FERN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$755,000
11721 GILMERTON DRIVE
5 bd · 4.5 ba · 4,965 sqft · $152/sqft · 76 DOM
Sold · Jun ’26$700,000
13207 SUNSET SHORE CIRCLE
5 bd · 4.5 ba · 4,953 sqft · $141/sqft · 48 DOM
Sold · May ’26$567,000
13910 GALWAY SAND ROAD
6 bd · 3.5 ba · 4,427 sqft · $128/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 11978 CLIMBING FERN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11978 CLIMBING FERN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11978 CLIMBING FERN AVENUE FAQs
What would the monthly payment be for 11978 CLIMBING FERN AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,386/mo — principal and interest, the actual property-tax bill, the $81/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11978 CLIMBING FERN AVENUE?+
The association fee works out to $81 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11978 CLIMBING FERN AVENUE?+
The most recent tax bill on record (2025) was $18,419. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11978 CLIMBING FERN AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $798,900, this home is listed about 113% above the Riverview median of $375,500. The market section on this page shows how the area is trending.
Which schools are assigned to 11978 CLIMBING FERN AVENUE?+
Summerfield Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$798,900 runs 113% above the RIVERVIEW 33579 median — but at 5,002 sqft it's also nearly 3 times the size of the typical Riverview listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Riverview market that averages 66 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Joseph DiPaula. MLS #TB8555014.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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