CENTURY 21 Edge
$425,0003 bd2 ba1,533 sqft$277 /sqft≈$2,913 /mo all-in ↓

1704 HIBISCUS CIRCLE S, OLDSMAR, FL, 34677

Active6 days on marketListed Oct 6, 2026MLS #TB8555053

Private poolSingle Family ResidenceHARBOR PALMS-UNIT SIX

About this home

1704 HIBISCUS CIRCLE S

Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home in Oldsmar, offering a desirable split-bedroom floor plan, modern finishes, and exceptional Florida indoor-outdoor living. Featuring a brand-new roof installed in 2026, hurricane impact windows and doors, tile flooring throughout, and a fully remodeled interior, this home is truly move-in ready. The stunning kitchen features quartz countertops, brand-new cabinetry, stainless steel appliances, and a spacious island with bar seating, creating the perfect spot for casual meals, morning coffee, or entertaining guests. The kitchen seamlessly flows into the spacious family room, surrounded by sliders and windows overlooking the sparkling pool, bringing in an abundance of natural light and creating a beautiful connection between the indoor and outdoor living spaces. The home offers two separate living areas, including a welcoming main living room and a secondary family room, providing plenty of flexibility for entertaining, relaxing, or everyday living. Both bathrooms have been completely remodeled, including the spacious primary suite with a double vanity and walk-in closet. Step outside to your private backyard oasis featuring a freshly resurfaced swimming pool, new pavers, a newly screened pool enclosure, and a brand-new aluminum fence surrounding the property. The pool area also offers convenient direct access to a bathroom, making pool days and entertaining effortless. The freshly remodeled garage adds even more functionality, while a backyard storage shed provides additional space for tools, equipment, and outdoor essentials. With no HOA, you have the freedom and flexibility to enjoy the property your way. Conveniently located in Oldsmar with easy access to Tampa International Airport, Gulf Coast beaches, shopping, dining, parks, and major roadways, this home combines modern upgrades, privacy, and the Florida lifestyle in one exceptional package. Zoned for Oldsmar Elementary, Carwise Middle, and East Lake High School, this is a fantastic opportunity to own a completely updated home in a highly convenient Oldsmar location.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,533

Sqft

0.14 ac

Lot size

1

Garage

1973

Year built

One

Levels

$277

Per sqft

Private poolNegotiable

Inside

FlooringCeramic Tile · Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Microwave · Range
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Surface Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorPrivate Entrance · Private Mailbox · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$752/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,913 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$63
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$2,913/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$63
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$408KedgeAI estimate $477,915 · range $430K–$526K$547K

vs edgeAI estimate

−11.1%

$/sqft vs Oldsmar actives

$277 vs $216

Days on market

6 vs 80 typical

Where $277/sqft sits among the 149 Oldsmar actives

26
39
24
32
12 · this home
16
$137–171$171–206$206–240$240–274$274–308$308+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Palms

Drive times from this address

Tampa Int’l Airport (TPA)≈ 29 min
Downtown Tampa≈ 32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oldsmar. See the full Oldsmar guide →

Harbor Palms — neighborhood snapshot

Population

1,336

Median age

36

Median income

$97,143

Median home value

$307,400

Avg household

4

Households w/ children

193

For the school run

Pinellas County School District

ElementaryOldsmar Elementary School★★★★★
MiddleJoseph L. Carwise Middle School★★★★★
HighEast Lake High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketLeans seller — 4.2 months of inventoryBuyer’s market

$400K → $360K

Oldsmar median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

87 of 149

Oldsmar actives have cut their price

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% above the OLDSMAR 34677 median. See the full Oldsmar market guide →

Paper trail

This home's history

Oct 6, 2026Listed at $425,000 · 6 days on market since
1973Built · HARBOR PALMS-UNIT SIX

Reality check

What actually sold near 1704 HIBISCUS CIRCLE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1701 HIBISCUS CIRCLE SSold · Dec ’25

$384,000

1701 HIBISCUS CIRCLE S · same community

3 bd · 3 ba · 1,452 sqft · $264/sqft · 153 DOM

1700 IRONWOOD COURT ESold · Oct ’25

$380,000

1700 IRONWOOD COURT E · same community

3 bd · 2 ba · 1,402 sqft · $271/sqft · 114 DOM

1711 IRONWOOD COURT ESold · Nov ’25

$225,200

1711 IRONWOOD COURT E · same community

3 bd · 2 ba · 1,264 sqft · $178/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1704 HIBISCUS CIRCLE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1704 HIBISCUS CIRCLE S — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1704 HIBISCUS CIRCLE S FAQs

What would the monthly payment be for 1704 HIBISCUS CIRCLE S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,913/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1704 HIBISCUS CIRCLE S?+

The most recent tax bill on record (2025) was $752. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Oldsmar?+

At $425,000, this home is listed about 33% above the Oldsmar median of $319,450. The market section on this page shows how the area is trending.

Which schools are assigned to 1704 HIBISCUS CIRCLE S?+

Oldsmar Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$425,000 runs 75% above the OLDSMAR 34677 median — but at 1,533 sqft it's also 18% larger than the typical Oldsmar listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 6 days on market in a Oldsmar market that averages 80 — if it fits, move quickly.

04Strong assigned schools

Oldsmar Elementary School, Joseph L. Carwise Middle School, East Lake High School — Oldsmar Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of AMERICAN HERITAGE REALTY, INC. · Sid Vehabovic. MLS #TB8555053.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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