4843 NAPOLI COURT NE, ST PETERSBURG, FL, 33703
Active14 days on marketListed Oct 7, 2026MLS #TB8555171
About this home
4843 NAPOLI COURT NE
Tucked away on a quiet cul-de-sac in the pristine, gated community of Placido Bayou, this beautifully maintained 2-bedroom, 2.5-bath end-unit villa offers the perfect blend of privacy, comfort, and low-maintenance living in one of Northeast St. Pete’s most sought-after neighborhoods. With only one shared wall, located along the kitchen, the home offers an added sense of privacy that’s hard to find in villa living. Freshly painted with new flooring throughout the first floor, this home is truly move-in ready. Step inside to a bright, open living and dining space with soaring vaulted ceilings that create an airy, inviting feel. The spacious kitchen offers plenty of room for everyday living and entertaining, while a dedicated laundry room and convenient half bath complete the first floor. Upstairs, both bedrooms feature private ensuite bathrooms. Out back, unwind on the peaceful screened-in porch with an additional storage closet, perfect for enjoying Florida living year-round. Placido Bayou is known for its beautifully maintained grounds, mature landscaping, warm neighborhood feel, and exceptional security. The monthly HOA provides incredible value and includes water, sewer, trash, cable TV, high-speed internet, flood insurance, property and liability insurance, landscaping, community pool and spa access, exterior building maintenance, road maintenance, association management, gated entry with a staffed guard, and additional nightly neighborhood security patrols. Enjoy the ease of villa living with added privacy and so much included, all within a quiet, established community in the heart of Northeast St. Petersburg.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,210
Sqft
1 ac
Lot size
1987
Year built
Two
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,879 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,879/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27%
$/sqft vs St Petersburg actives
$248 vs $323
Days on market
14 vs 66 typical
Where $248/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placido Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Placido Bayou — neighborhood snapshot
Population
1,374
Median age
58
Median income
$119,934
Median home value
$576,400
Avg household
2
Households w/ children
91%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4843 NAPOLI COURT NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$420,000
673 SEGOVIA COURT NE UNIT 702 · same community
2 bd · 2.5 ba · 1,420 sqft · $296/sqft · 16 DOM
Sold · Jul ’26$331,466
699 MALTA COURT NE · same community
4 bd · 3 ba · 1,950 sqft · $170/sqft · 120 DOM
Sold · May ’26$935,000
121 28TH AVENUE NE
2 bd · 2 ba · 1,202 sqft · $778/sqft · 220 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4843 NAPOLI COURT NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4843 NAPOLI COURT NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4843 NAPOLI COURT NE FAQs
What would the monthly payment be for 4843 NAPOLI COURT NE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,879/mo — principal and interest, the actual property-tax bill, the $1,024/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4843 NAPOLI COURT NE?+
The association fee works out to $1,024 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4843 NAPOLI COURT NE?+
The most recent tax bill on record (2025) was $6,046. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4843 NAPOLI COURT NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $299,900, this home is listed about 29% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4843 NAPOLI COURT NE?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33703 market on paper
$299,900 is 19% below the ST PETERSBURG 33703 median of $372,500, and at $248/sqft it sits under the St Petersburg average of $371.
02Know the monthly fee
The association fee is $1,024/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $315,000, now $299,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Leah Herzwurm. MLS #TB8555171.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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