3015 W CLEVELAND STREET UNIT J, TAMPA, FL, 33609
Active5 days on marketListed Oct 8, 2026MLS #TB8555310
About this home
3015 W CLEVELAND STREET UNIT J
(AS-IS SALE) Welcome to The Charleston, an intimate community of just 12 condominium residences set around a beautifully landscaped courtyard in the heart of South Tampa. Located in Flood Zone X and within the sought-after Plant High School district, this townhome-style end unit presents an excellent opportunity to renovate and create a home tailored to your vision in one of South Tampa’s most desirable locations. The two-story floor plan offers an inviting layout with excellent potential. The first floor features a living area with a charming bay window and built-in seating, along with direct access to the private deck. The kitchen opens to a dedicated dining area and offers the opportunity for a future renovation and redesign. A convenient half bath completes the first floor. Upstairs, the spacious primary and secondary bedrooms each feature their own en-suite bathrooms, offering privacy and functionality. This property is being offered AS IS and will require renovation and updates, making it an ideal opportunity for a buyer looking to bring their own design vision to a well-located South Tampa property. The existing floor plan, private outdoor space and end-unit location provide a strong foundation for a future transformation. The Charleston offers gated carport parking, a secure gated walkway entry and ample guest parking. The low HOA fee includes water, sewer, garbage, pest control and additional community services. Ideally located just minutes from Hyde Park Village, SOHO, downtown Tampa, Bayshore Boulevard and an exceptional selection of restaurants, shopping, entertainment and everyday conveniences. With its highly sought-after location, desirable end-unit layout and tremendous renovation potential, this is a rare opportunity to create a personalized home in the heart of South Tampa.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,120
Sqft
0.01 ac
Lot size
1985
Year built
Two
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,807 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,807/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs Tampa actives
$294 vs $289
Days on market
5 vs 64 typical
Where $294/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia Pines
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia Pines — neighborhood snapshot
Population
3,655
Median age
39
Median income
$86,315
Median home value
$538,184
Avg household
2
Households w/ children
519
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
223 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3015 W CLEVELAND STREET UNIT J
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$480,000
2401 BAYSHORE BOULEVARD UNIT 803
2 bd · 2 ba · 1,104 sqft · $435/sqft · 157 DOM
Sold · Mar ’26$470,000
2401 BAYSHORE BOULEVARD UNIT 310
2 bd · 2 ba · 1,104 sqft · $426/sqft · 95 DOM
Sold · Oct ’26$525,000
2401 BAYSHORE BOULEVARD UNIT 609
2 bd · 2 ba · 1,104 sqft · $476/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3015 W CLEVELAND STREET UNIT J — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3015 W CLEVELAND STREET UNIT J — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3015 W CLEVELAND STREET UNIT J FAQs
What would the monthly payment be for 3015 W CLEVELAND STREET UNIT J?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,807/mo — principal and interest, the actual property-tax bill, the $395/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3015 W CLEVELAND STREET UNIT J?+
The association fee works out to $395 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3015 W CLEVELAND STREET UNIT J?+
The most recent tax bill on record (2025) was $2,037. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3015 W CLEVELAND STREET UNIT J?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $329,000, this home is listed about 24% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3015 W CLEVELAND STREET UNIT J?+
Mitchell Elementary School (elementary), Plant High School (high), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33609 market on paper
$329,000 is 34% below the TAMPA 33609 median of $499,000, and at $294/sqft it sits under the Tampa average of $341.
02Fresh on the market
Only 5 days on market in a Tampa market that averages 64 — if it fits, move quickly.
03Strong assigned schools
Mitchell Elementary School, Plant High School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Mitchell Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PARKWAY COASTAL PROPERTIES · Chanelle Adamek. MLS #TB8555310.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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