3631 N 4TH AVENUE N, ST PETERSBURG, FL, 33713
Active6 days on marketListed Oct 5, 2026MLS #TB8555344
About this home
3631 N 4TH AVENUE N
Beautifully renovated, spacious home in one of St. Petersburg’s most convenient central locations. This charming home has been thoughtfully updated throughout, featuring a brand-new kitchen, brand-new laundry area, and a newly renovated primary bathroom, while still maintaining the character that makes St. Pete homes so special. Inside, you’ll find a spacious and comfortable layout with plenty of room to make the home your own. Outside is where this property really shines: enjoy a large, fully fenced backyard and beautiful back deck, perfect for morning coffee, entertaining, grilling, or simply relaxing outdoors. The location offers the best of both worlds — tucked into the charming Central Oak Park area with its classic brick streets, while keeping you close to everything St. Pete has to offer. You’re just minutes from Central Avenue and the Grand Central District, one of the city’s most vibrant areas for locally owned restaurants, coffee shops, breweries, boutiques, art, and nightlife. Downtown St. Pete, the waterfront, shopping, dining, and the Gulf beaches are all within easy reach, making this an ideal home base for enjoying the St. Pete lifestyle. Available for a 12-month lease. Lawn care and pest control are included in the rent. Beautifully renovated, spacious, private outdoor space, and centrally located — this is one you’ll want to see in person.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,120
Sqft
0.18 ac
Lot size
1941
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$2 vs $313
Days on market
6 vs 72 typical
Where $2/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside United Central
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
United Central — neighborhood snapshot
Population
8,420
Median age
45
Median income
$69,173
Median home value
$300,876
Avg household
2
Households w/ children
806
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
242 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33713 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3631 N 4TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$385,000
3526 4TH AVENUE N · same community
3 bd · 2 ba · 1,122 sqft · $343/sqft · 19 DOM
Sold · Jul ’26$328,000
3510 4TH AVENUE N · same community
2 bd · 1 ba · 984 sqft · $333/sqft · 91 DOM
Sold · Apr ’26$347,500
3611 4TH AVENUE N · same community
2 bd · 1 ba · 962 sqft · $361/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 3631 N 4TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3631 N 4TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3631 N 4TH AVENUE N FAQs
What would the monthly payment be for 3631 N 4TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3631 N 4TH AVENUE N?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,750, this home is listed about 99% below the St Petersburg median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3631 N 4TH AVENUE N?+
Mount Vernon Elementary School (elementary), St. Petersburg High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NORTHSTAR REALTY · Genesis Martinez. MLS #TB8555344.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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