3022 W GRAY STREET, TAMPA, FL, 33609
Active6 days on marketListed Oct 7, 2026MLS #TB8555392
About this home
3022 W GRAY STREET
Built in 2021 by Domain Homes, this beautifully appointed Turnstone residence offers 4 bedrooms, 3.5 baths, a spacious loft, and a 3-car garage across 3,084 square feet. Clean architectural lines, soaring ceilings, abundant natural light, and stylish finishes create a welcoming setting for everyday living and entertaining. The open-concept main level features a chef’s kitchen with a quartz island, bar seating, premium appliances, and abundant cabinetry. The kitchen flows into the living and dining areas, with doors opening to a covered lanai. A flexible first-floor room is ideal for a home office, sitting room, or playroom. Upstairs, the loft provides additional living space, while the primary suite offers a tray ceiling, dual vanities, and a well-appointed en-suite bath. Three additional bedrooms and two baths provide comfort for family and guests. Located in South Tampa and zoned for Mitchell Elementary, Wilson Middle, and Plant High School, this home is minutes from the Westshore Business District, Downtown Tampa, Tampa International Airport, and Midtown Tampa. Enjoy easy access to premier dining, shopping, entertainment, and business destinations.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,087
Sqft
0.16 ac
Lot size
2022
Year built
Two
Levels
$420
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,770 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,770/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.4%
$/sqft vs Tampa actives
$420 vs $289
Days on market
6 vs 64 typical
Where $420/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Armory Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Armory Gardens — neighborhood snapshot
Population
1,373
Median age
39
Median income
$76,033
Median home value
$458,328
Avg household
2
Households w/ children
131
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
221 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 160% above the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3022 W GRAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,080,000
3013 W NORTH B STREET · same community
4 bd · 3.5 ba · 2,517 sqft · $429/sqft · 18 DOM
Sold · Mar ’26$495,910
308 N GOMEZ AVENUE · same community
3 bd · 2 ba · 1,184 sqft · $419/sqft · 3 DOM
Sold · Aug ’26$382,500
3004 W GRAY STREET · same community
2 bd · 1 ba · 1,116 sqft · $343/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3022 W GRAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3022 W GRAY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3022 W GRAY STREET FAQs
What would the monthly payment be for 3022 W GRAY STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,770/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3022 W GRAY STREET?+
The most recent tax bill on record (2025) was $13,636. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $1,295,000, this home is listed about 198% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3022 W GRAY STREET?+
West Tampa Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Jefferson High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Jeff Shelton. MLS #TB8555392.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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