534 PINELLAS BAYWAY S UNIT 204, TIERRA VERDE, FL, 33715
Active4 days on marketListed Oct 8, 2026MLS #TB8555509
About this home
534 PINELLAS BAYWAY S UNIT 204
Grand Canal Waterfront Retreat - Heated Pool and Optional 50' Deep-Water Slip. Experience island living in this updated 3BR/3BA residence at the prestigious Pinnacle of Tierra Verde. Fully furnished with stunning views and front-row seats to Florida's famous west-facing sunsets. Updated kitchen features marble countertops, stainless appliances, and a wine refrigerator. Master suite includes a walk-in closet and private bathroom with a Jacuzzi soaking tub. Enjoy a HEATED community pool - a rare year-round feature, or fish directly off the dock. Optional 50-foot deep-water slip provides immediate open-water access (slip only; no boat lift installed). PRICING: Condo Only: $4,700/month, Condo + Boat Slip Usage: $5,200/month. Watch manatees and dolphins play from your balcony. Minutes away from the award-winning beaches of Fort DeSoto Park and St. Pete Beach with biking trails at your doorstep. Short walk to the Marina and several Tierra Verde dining options. THE DETAILS: Pricing based on 12-month lease, 1 covered parking space + guest parking. Pets: Negotiable (Strict HOA 20lb weight limit & mandatory professional exit cleaning fee). Occupancy: Subject to Condo Board Approval. Tenant is responsible for electricity, internet, and cable, and is required to maintain an active renter's insurance policy. Shorter lease terms considered.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,775
Sqft
0.81 ac
Lot size
1985
Year built
Two
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$194 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$194/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tierra Verde actives
$3 vs $451
Days on market
4 vs 113 typical
Where $3/sqft sits among the 76 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$986K → $1.0M
Tierra Verde median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
40 of 76
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 534 PINELLAS BAYWAY S UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$975,000
534 PINELLAS BAYWAY S UNIT 201 · same community
3 bd · 3 ba · 1,775 sqft · $549/sqft · 67 DOM
Sold · Dec ’25$925,000
903 PINELLAS BAYWAY S UNIT 104
2 bd · 2.5 ba · 1,750 sqft · $529/sqft · 47 DOM
Sold · Jun ’26$640,000
1355 PINELLAS BAYWAY S UNIT 16
3 bd · 2 ba · 1,840 sqft · $348/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 534 PINELLAS BAYWAY S UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 534 PINELLAS BAYWAY S UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
534 PINELLAS BAYWAY S UNIT 204 FAQs
What would the monthly payment be for 534 PINELLAS BAYWAY S UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $194/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 534 PINELLAS BAYWAY S UNIT 204?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $4,700, this home is listed about 99% below the Tierra Verde median of $919,500. The market section on this page shows how the area is trending.
Which schools are assigned to 534 PINELLAS BAYWAY S UNIT 204?+
Gulfport Montessori Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TIERRA VERDE 33715 market on paper
$4,700 is 98% below the TIERRA VERDE 33715 median of $293,500, and at $3/sqft it sits under the Tierra Verde average of $575.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Tierra Verde market that averages 113 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 COASTAL ALLIANCE · Bob Gaskins. MLS #TB8555509.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tierra Verde homes, in your inbox
Like 534 PINELLAS BAYWAY S UNIT 204 but not quite? A daily digest of every new listing in Tierra Verde — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →