CENTURY 21 Edge
$595,0003 bd2 ba1,464 sqft$406 /sqft≈$4,235 /mo all-in ↓

14304 91ST AVENUE, SEMINOLE, FL, 33776

Active3 days on marketListed Oct 7, 2026MLS #TB8555550

Private poolSingle Family ResidenceBAY HARBOR ESTATES

About this home

14304 91ST AVENUE

WELCOME HOME TO YOUR SEMINOLE POOL OASIS! Welcome to this beautifully maintained 3-bedroom, 2-bathroom, 2-car garage pool home offering almost 1,700 square feet of living space, ideally situated on a desirable corner lot in Seminole. With an impressive list of updates and major improvements already completed, this home is truly move-in ready—and the big-ticket items are done! Step inside to discover a thoughtfully designed floor plan featuring tile flooring throughout the main living areas, custom lighting, and ceiling fans with convenient remotes. The spacious kitchen features stainless steel appliances, an eat-in area, and a convenient pass-through to the Bonus room—perfect for entertaining guests and hosting the next pool party! The flexible floor plan offers several additional living spaces to suit your lifestyle. A bonus room can easily serve as a den, home office, Florida room, or hobby space, while another generously sized area can be used as a family room, additional dining area, or gathering space. Open the doors and step outside to your private backyard retreat. The screened-in pool and lanai create the perfect setting for relaxing, entertaining, or enjoying Florida's year-round outdoor lifestyle. The fully fenced corner lot provides plenty of privacy and room to spread out, while mature tropical landscaping adds to the home's curb appeal. For the outdoor enthusiast, this property offers something special—additional boat or RV parking inside the fenced yard, complete with double gates for easy access. The spacious 2-car garage features a new epoxy floor finish, providing a clean and attractive space for vehicles, storage, or a workshop. Major improvements include a new roof installed October 2023, HVAC installed in 2019, updated windows, updated electrical panel, updated appliances, and a brand-new sprinkler system designed to keep the mature tropical landscaping looking its best. Located in desirable Seminole, this home is close to some of Pinellas County's world-famous sugar-sand beaches, as well as grocery stores, retail shopping, restaurants, entertainment, parks, and everyday conveniences. The property is also located near top-rated schools, making it an excellent choice for those seeking both lifestyle and convenience. POOL. PRIVACY. PARKING. LOCATION. UPDATES. With the major systems already updated and plenty of flexible living and entertaining space, this Seminole home offers the Florida lifestyle you've been waiting for. Bring your boat, bring your RV, invite your friends, and start enjoying everything this wonderful home and location have waiting for YOU!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,464

Sqft

0.2 ac

Lot size

1979

Year built

One

Levels

$406

Per sqft

Private poolNegotiable

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Lighting · Outdoor Grill · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$7,695/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,235 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property tax — 2025 actual bill$641
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate6.00%
Loan term

Estimated payment

$4,235/mo

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property taxes (actual bill)$641
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $595K
$509KedgeAI estimate $546,959 · range $531K–$585K$619K

vs edgeAI estimate

+8.8%

$/sqft vs Seminole actives

$406 vs $247

Days on market

3 vs 54 typical

Where $406/sqft sits among the 318 Seminole actives

62
52
52
53
57
42 · this home
$104–155$155–206$206–258$258–309$309–360$360+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Harbor Estates

Drive times from this address

Downtown Tampa≈ 39 min
Tampa Int’l Airport (TPA)≈ 39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Bay Harbor Estates — neighborhood snapshot

Population

287

Median age

64

Median income

$61,818

Median home value

$344,700

Avg household

2

Households w/ children

18%

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller — 3.6 months of inventoryBuyer’s market

$405K → $450K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

172 of 318

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the SEMINOLE 33776 median. See the full Seminole market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $595,000 · 3 days on market since
1979Built · BAY HARBOR ESTATES

Reality check

What actually sold near 14304 91ST AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14370 91ST AVENUESold · Jul ’26

$485,000

14370 91ST AVENUE · same community

3 bd · 2 ba · 1,680 sqft · $289/sqft · 103 DOM

1013 BAY HARBOR DRIVESold · Jul ’26

$779,000

1013 BAY HARBOR DRIVE · same community

3 bd · 2.5 ba · 1,837 sqft · $424/sqft · 3 DOM

1019 SCHOONER LANESold · Feb ’26

$395,000

1019 SCHOONER LANE · same community

3 bd · 3 ba · 2,032 sqft · $194/sqft · 154 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 14304 91ST AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14304 91ST AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14304 91ST AVENUE FAQs

What would the monthly payment be for 14304 91ST AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,235/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14304 91ST AVENUE?+

The most recent tax bill on record (2025) was $7,695. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Seminole?+

At $595,000, this home is listed about 64% above the Seminole median of $362,500. The market section on this page shows how the area is trending.

Which schools are assigned to 14304 91ST AVENUE?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$595,000 runs 19% above the SEMINOLE 33776 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 3 days on market in a Seminole market that averages 54 — if it fits, move quickly.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Holly Frandeka. MLS #TB8555550.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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