8513 ISLAND BREEZE LANE UNIT 207, TEMPLE TERRACE, FL, 33637
Active5 days on marketListed Oct 7, 2026MLS #TB8555723
About this home
8513 ISLAND BREEZE LANE UNIT 207
Seller Motivated! Great opportunity to own a 1-bedroom, 1-bath condo in a convenient location, just under 5 minutes drive from the Fletcher Avenue exit off I-75. This condo overlooks a charming courtyard and features an additional storage closet for added convenience. Recent improvements include replaced carpet and updated flooring in the living room. While the property will benefit from some additional TLC and updating, it offers an excellent opportunity for a buyer looking for an affordable starter home or an investor seeking a property with potential. Residents enjoy resort-style amenities including two sparkling pools, a clubhouse, fitness center, tennis courts, beach volleyball court, car wash station, and valet trash service—all within a beautifully maintained gated community. The monthly HOA/maintenance fee is $324 and includes water, sewer, valet trash, landscaping, and more, providing added convenience and value. Ideally located with easy access to I-75, USF, Moffitt Cancer Center, major employers, shopping, dining, entertainment, and other Tampa-area destinations. Tampa International Airport is approximately 25 minutes away. With its desirable location, community amenities, courtyard views, and investment potential, this condo is worth a look. The monthly maintenance fee is $324 and includes water, providing added convenience and value. Convenient location and easy access to I-75 make this property worth considering. Seller is motivated—make this condo your own!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
674
Sqft
1 ac
Lot size
1995
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,356 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,356/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.2%
$/sqft vs Temple Terrace actives
$170 vs $201
Days on market
5 vs 54 typical
Where $170/sqft sits among the 79 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33637 — neighborhood snapshot
Population
17,785
Median age
34.4
Median income
$60,526
Median home value
$213,800
Avg household
2.3
Households w/ children
1,827
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
45 of 79
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the TEMPLE TERRACE 33637 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 8513 ISLAND BREEZE LANE UNIT 207
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$95,000
8414 LUCUYA WAY UNIT 201 · same community
1 bd · 1 ba · 702 sqft · $135/sqft · 68 DOM
Sold · Dec ’25$120,000
12912 ARBOR ISLE DRIVE UNIT 202 · same community
2 bd · 2 ba · 1,113 sqft · $108/sqft · 159 DOM
Sold · May ’26$149,900
8513 ISLAND BREEZE LANE UNIT 105 · same community
2 bd · 2 ba · 1,230 sqft · $122/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8513 ISLAND BREEZE LANE UNIT 207 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8513 ISLAND BREEZE LANE UNIT 207 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8513 ISLAND BREEZE LANE UNIT 207 FAQs
What would the monthly payment be for 8513 ISLAND BREEZE LANE UNIT 207?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,356/mo — principal and interest, the actual property-tax bill, the $324/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8513 ISLAND BREEZE LANE UNIT 207?+
The association fee works out to $324 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8513 ISLAND BREEZE LANE UNIT 207?+
The most recent tax bill on record (2025) was $1,742. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8513 ISLAND BREEZE LANE UNIT 207?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $114,900, this home is listed about 67% below the Temple Terrace median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8513 ISLAND BREEZE LANE UNIT 207?+
Jennings Middle School (middle), Folsom Elementary School (elementary), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STAR BAY REALTY CORP. · Shira Bhagavatula. MLS #TB8555723.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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