5012 S DEEP WATER POINT, HOMOSASSA, FL, 34448
Active3 days on marketListed Oct 9, 2026MLS #TB8555785
About this home
5012 S DEEP WATER POINT
Short Sale. Waterfront living in Riverhaven Village with direct access to the Homosassa River and Gulf of Mexico! This beautifully updated 3-bedroom, 2-bath home offers 2,020 square feet of living space on a spacious 0.41-acre canal-front lot. Bring the boat — the property features its own private boat ramp, dock/deck and boat lift on a brackish-water canal with river and Gulf access. Imagine stepping outside in the morning, launching from your own backyard and spending the day boating, fishing or exploring the Homosassa River before cruising home at sunset. Inside, the home features an open, bright layout with vaulted ceilings, stone countertops, stainless appliances, smart lighting and a spacious primary suite. Large sliding doors connect the living areas to the oversized covered lanai and backyard, making it easy to move from indoor comfort to outdoor living. It’s the kind of space made for coffee on the lanai, casual dinners after a day on the water, or entertaining friends while enjoying the waterfront setting. The property also offers a circular driveway, boat parking and an oversized attached garage. Riverhaven Village is a golf-cart-friendly waterfront community offering a clubhouse, community pool, dog park, playground and other recreational amenities. Here, the lifestyle extends beyond the home — take the golf cart through the neighborhood, meet friends at the clubhouse, spend the afternoon by the pool, or head back out on the water whenever the mood strikes. Whether you're looking for a full-time residence or your Florida waterfront getaway, this home offers the chance to enjoy the boating, fishing and laid-back Homosassa lifestyle right outside your back door. Property is being offered as a short sale and is subject to lender approval.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,020
Sqft
0.41 ac
Lot size
1980
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,033 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,033/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.3%
$/sqft vs RIVERHAVEN VILLAGE
$297 vs $302
Days on market
3 vs 92 typical
Where $297/sqft sits among the 10 homes for sale in RIVERHAVEN VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $295K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
6 of 10
RIVERHAVEN VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 216% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5012 S DEEP WATER POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$543,000
4980 DEEP WATER POINT S · same community
3 bd · 2 ba · 1,898 sqft · $286/sqft · 5 DOM
Sold · Jul ’26$310,000
5060 S STETSON POINT DRIVE · same community
3 bd · 2 ba · 2,186 sqft · $142/sqft · 87 DOM
Sold · Jun ’26$400,000
11721 W RIVERHAVEN DRIVE · same community
3 bd · 2.5 ba · 2,202 sqft · $182/sqft · 175 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5012 S DEEP WATER POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5012 S DEEP WATER POINT — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5012 S DEEP WATER POINT FAQs
What would the monthly payment be for 5012 S DEEP WATER POINT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,033/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5012 S DEEP WATER POINT?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5012 S DEEP WATER POINT?+
The most recent tax bill on record (2025) was $4,819. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5012 S DEEP WATER POINT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $599,000, this home is listed about 80% above the Homosassa median of $332,195. The market section on this page shows how the area is trending.
Which schools are assigned to 5012 S DEEP WATER POINT?+
Homosassa Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,000 runs 216% above the HOMOSASSA 34448 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Homosassa market that averages 92 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EASY HOME SALES · Jimmy Culler Jr.. MLS #TB8555785.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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