CENTURY 21 Edge
$450,0003 bd2.5 ba2,056 sqft$219 /sqft≈$3,998 /mo all-in ↓

1146 VENETIAN HARBOR DRIVE NE, ST PETERSBURG, FL, 33702

Active6 days on marketListed Oct 7, 2026MLS #TB8555860

WaterfrontTownhouseVENETIAN HARBOR

About this home

1146 VENETIAN HARBOR DRIVE NE

Enjoy beautiful water views from this spacious three-story townhome in Venetian Harbor, a waterfront community near Weedon Island Preserve. With the former boatyard removed, the outlook is now even more open and inviting. Offered at $450,000, this three-story townhome features three bedrooms, Den/Office, Two-and-a-half baths, features 2056 square feet of living space and a spacious three-car garage, just minutes from downtown St Petersburg. The kitchen offers 42-inch cherry cabinetry, quartz countertops, a large island, breakfast bar, and stainless steel appliances. French doors open to a versatile den off the dining area. The spacious primary retreat features wood flooring, a large picture window, and a bathroom with dual sinks, a soaking tub and separate shower with private water closet. High ceilings, crown molding, and porcelain tile add character throughout. Allowance of $4,000 for new flooring in the carpeted areas of the home. We are letting the buyers choose whatever fits their taste. Some of the furnished photos are from a previous listing. The home is vacant and ready for the new buyers and their family. High-Impact Windows valued at over $20,000. Owners Retreat is spacious w/Large Picture Window, 3-Piece crown molding & Calif. Closets; views of Tampa Bay and Weedon Island Residents enjoy access to a community dock on Tampa Bay, for day docking with water and electricity provided on the dock. Great for fishing or launching your Kayak or paddle board too. Downtown St Pete shopping and dining is only 9 minutes away and beaches are within easy reach as well. Currently the only home offered for sale in Venetian Harbor Townhomes --an opportunity to enjoy waterfront community living at an appealing price.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,056

Sqft

0.08 ac

Lot size

2005

Year built

Three Or More

Levels

$219

Per sqft

WaterfrontPark/Greenbelt & Trees/Woods & Water viewNegotiablePets allowed

Inside

FlooringCarpet · Porcelain Tile · Hardwood
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorAttic Fan · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet · Upper Level
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewPark/Greenbelt · Trees/Woods · Water
FacesNorth
ParkingBoat · Curb Parking · Driveway · Garage Door Opener · Golf Cart Garage · Ground Level · Guest · Off Street
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$364/mo
Taxes (2026)$7,508/yr
PetsYes
CommunityBay/Harbor Front · Dock · Fishing · Water Access · Waterfront · Association Recreation - Owned · Deed Restrictions · Irrigation-Reclaimed Water · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,998 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2026 actual bill$626
HOA fee — from the listing$364
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,998/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$626
HOA / condo fee$364
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$404KedgeAI estimate $467,612 · range $421K–$497K$517K

vs edgeAI estimate

−3.8%

$/sqft vs St Petersburg actives

$219 vs $316

Days on market

6 vs 72 typical

Where $219/sqft sits among the 400 St Petersburg actives

150 · this home
144
40
22
13
31
$121–274$274–427$427–580$580–733$733–886$886+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Drive times from this address

Downtown Tampa≈ 15 min
Tampa Int’l Airport (TPA)≈ 21 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33702 — neighborhood snapshot

Population

31,233

Median age

42.9

Median income

$65,503

Median home value

$293,700

Avg household

2.18

Households w/ children

2,810

For the school run

Pinellas County School District

ElementarySawgrass Lake Elementary School★★★★★
MiddleMeadowlawn Middle School★★★★★
HighNortheast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

228 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 81% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $450,000 · 6 days on market since
2005Built · VENETIAN HARBOR

Reality check

What actually sold near 1146 VENETIAN HARBOR DRIVE NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1190 VENETIAN HARBOR DRIVE NESold · Nov ’25

$411,340

1190 VENETIAN HARBOR DRIVE NE · same community

3 bd · 2.5 ba · 2,044 sqft · $201/sqft · 60 DOM

1105 VENETIAN HARBOR DRIVE NESold · Dec ’25

$400,000

1105 VENETIAN HARBOR DRIVE NE · same community

3 bd · 2.5 ba · 2,044 sqft · $196/sqft · 2 DOM

292 SUNLIT COVE DRIVE NESold · Aug ’26

$860,000

292 SUNLIT COVE DRIVE NE

3 bd · 2 ba · 2,058 sqft · $418/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1146 VENETIAN HARBOR DRIVE NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1146 VENETIAN HARBOR DRIVE NE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1146 VENETIAN HARBOR DRIVE NE FAQs

What would the monthly payment be for 1146 VENETIAN HARBOR DRIVE NE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,998/mo — principal and interest, the actual property-tax bill, the $364/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1146 VENETIAN HARBOR DRIVE NE?+

The association fee works out to $364 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1146 VENETIAN HARBOR DRIVE NE?+

The most recent tax bill on record (2026) was $7,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1146 VENETIAN HARBOR DRIVE NE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $450,000, this home is listed about 7% above the St Petersburg median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1146 VENETIAN HARBOR DRIVE NE?+

Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$450,000 runs 81% above the ST PETERSBURG 33702 median — but at 2,056 sqft it's also 56% larger than the typical St Petersburg listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 6 days on market in a St Petersburg market that averages 72 — if it fits, move quickly.

Listing courtesy of MELODY STANG REALTY INC · Melody Stang. MLS #TB8555860.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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