CENTURY 21 Edge
$480,0005 bd4 ba3,379 sqft$142 /sqft≈$3,487 /mo all-in ↓

3505 N MARYLAND AVENUE, PLANT CITY, FL, 33565

Active3 days on marketListed Oct 9, 2026MLS #TB8555905

Single Family ResidenceNORTH PARK ISLE PH 1A

About this home

3505 N MARYLAND AVENUE

You don’t have to wait for your house to be built in order to feel as if you were living in a new home. The home has so many upgrades and details that make it special. Built in 2022 and meticulously cared for, this beautiful 5-bedroom, 4-bathroom home offers the perfect combination of style, comfort, and functionality. From the striking stone exterior to the spacious 3-car garage, the home makes a great first impression before you even step inside. Inside, you’ll find thoughtful upgrades and custom details throughout, including elegant trim work, classic wainscoting, and beautiful accent walls that give the home character and a more custom feel. Designer light fixtures and wall sconces add warmth and bring everything together, creating spaces that feel both inviting and refined. The kitchen is the heart of the home, featuring crisp white cabinetry, upgraded plumbing fixtures, and stylish finishes that make it just as beautiful as it is functional. All five bedrooms are spacious and one of the secondary bedrooms even comes with an in-suite bathroom. A first-floor bedroom and bathroom make it a perfect setup for a multi-generational household providing of plenty of room for family, guests, or even a home office. https://iframe.videodelivery.net/1a920959c91285d3547dc463b95cf291

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,379

Sqft

0.19 ac

Lot size

3

Garage

2022

Year built

Two

Levels

$142

Per sqft

Negotiable

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorOpen Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStone
FoundationSlab
FacesEast
ExteriorIrrigation System

Community & fees

HOA fee$9/mo
Taxes (2025)$3,363/yr
PetsNo

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,487 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,826
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$280
HOA fee — from the listing$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,800
Interest rate6.00%
Loan term

Estimated payment

$3,487/mo

Principal & interest$2,826
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$280
HOA / condo fee$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $480K
$458KedgeAI estimate $530,612 · range $478K–$584K$607K

vs edgeAI estimate

−9.5%

$/sqft vs Plant City actives

$142 vs $205

Days on market

3 vs 61 typical

Where $142/sqft sits among the 282 Plant City actives

83 · this home
92
52
27
9
19
$142–181$181–220$220–259$259–298$298–337$337+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Plant City

Drive times from this address

Downtown Tampa≈ 27 min
Tampa Int’l Airport (TPA)≈ 39 min
Walt Disney World≈ 47 min
Universal Orlando≈ 58 min
Downtown Orlando≈ 64 min
Orlando Int’l Airport (MCO)≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Plant City. See the full Plant City guide →

PLANT CITY 33565 — neighborhood snapshot

Population

17,716

Median age

43.6

Median income

$67,403

Median home value

$237,600

Avg household

2.81

Households w/ children

1,795

For the school run

Hillsborough County School District

MiddleMarshall Middle Magnet School★★★★★
ElementaryKnights Elementary School★★★★★
HighPlant City High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Plant City market

Seller’s marketLeans seller — 3.0 months of inventoryBuyer’s market

$357K → $360K

Plant City median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

152 of 282

Plant City actives have cut their price

Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the PLANT CITY 33565 median. See the full Plant City market guide →

Paper trail

This home's history

Oct 9, 2026Listed at $480,000 · 3 days on market since
2022Built · NORTH PARK ISLE PH 1A

Reality check

What actually sold near 3505 N MARYLAND AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3615 N MARYLAND AVENUESold · Feb ’26

$440,000

3615 N MARYLAND AVENUE · same community

4 bd · 2.5 ba · 3,078 sqft · $143/sqft · 110 DOM

3818 N MARYLAND AVENUESold · Aug ’26

$445,000

3818 N MARYLAND AVENUE · same community

4 bd · 3 ba · 2,486 sqft · $179/sqft · 17 DOM

3511 COASTAL DUSK DRIVESold · Aug ’26

$340,000

3511 COASTAL DUSK DRIVE · same community

4 bd · 2 ba · 1,935 sqft · $176/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3505 N MARYLAND AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3505 N MARYLAND AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3505 N MARYLAND AVENUE FAQs

What would the monthly payment be for 3505 N MARYLAND AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,487/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3505 N MARYLAND AVENUE?+

The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3505 N MARYLAND AVENUE?+

The most recent tax bill on record (2025) was $3,363. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3505 N MARYLAND AVENUE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Plant City?+

At $480,000, this home is listed about 20% above the Plant City median of $399,899. The market section on this page shows how the area is trending.

Which schools are assigned to 3505 N MARYLAND AVENUE?+

Marshall Middle Magnet School (middle), Knights Elementary School (elementary), Plant City High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Denise Tucker. MLS #TB8555905.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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