CENTURY 21 Edge
$445,9004 bd2 ba2,096 sqft$213 /sqft≈$3,115 /mo all-in ↓

3408 CHINOTTO DRIVE, LAKE ALFRED, FL, 33850

Active1 days on marketListed Oct 9, 2026MLS #TB8555990

✦ New constructionSingle Family ResidenceGUM LAKE PRESERVE

About this home

3408 CHINOTTO DRIVE

Welcome home to the Azalea by LGI Homes at Gum Lake Preserve, a beautifully designed four-bedroom, two-bath home offering 2,096 square feet of comfortable living space. The open-concept layout features a spacious family room that flows into the chef-ready kitchen, complete with quartz countertops, stainless steel appliances, white cabinetry, a subway tile backsplash and a large island with a breakfast bar. The private master retreat includes a spacious walk-in closet and an ensuite bathroom with a dual-sink vanity and additional linen storage. This home also features a covered patio, two-car garage, smart home technology and energy-efficient features throughout. With stylish upgrades included as part of LGI Homes’ CompleteHome Plus™ package, the Azalea offers the perfect combination of comfort, functionality and modern design.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,096

Sqft

0.13 ac

Lot size

2026

Year built

One

Levels

$213

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator
InteriorAttic Ventilator · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric · Exhaust Fan · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$40/mo
Taxes (2025)$1,113/yr
PetsYes
CommunityBoat Slip · Community Boat Ramp · Dock · Fishing · Lake · Public Boat Ramp · Water Access · Waterfront · Golf Carts OK · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fiber Optics · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,115 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,625
FHA mortgage insurance (est.)$197
Property tax — 2025 actual bill$93
HOA fee — from the listing$40
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,607Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,607
Interest rate6.00%
Loan term

Estimated payment

$3,115/mo

Principal & interest$2,625
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$93
HOA / condo fee$40
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $446K
$372KedgeAI estimate $401,586 · range $387K–$414K$464K

vs edgeAI estimate

+11%

$/sqft vs GUM LAKE PRESERVE

$213 vs $216

Days on market

1 vs 93 typical

Where $213/sqft sits among the 24 homes for sale in GUM LAKE PRESERVE

3
3
6 · this home
6
4
2
$172–186$186–201$201–216$216–230$230–245$245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Alfred

Drive times from this address

Walt Disney World≈ 31 min
Universal Orlando≈ 41 min
Downtown Orlando≈ 47 min
Orlando Int’l Airport (MCO)≈ 52 min
Downtown Tampa≈ 58 min
Tampa Int’l Airport (TPA)≈ 69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Alfred. See the full Lake Alfred guide →

LAKE ALFRED 33850 — neighborhood snapshot

Population

9,825

Median age

43.5

Median income

$53,877

Median home value

$215,700

Avg household

2.49

Households w/ children

1,055

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★★
ElementaryLake Alfred Elementary School★★★★★
HighAuburndale Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Alfred market

Seller’s marketLeans buyer — 7.3 months of inventoryBuyer’s market

$311K → $337K

Lake Alfred median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

3 of 24

GUM LAKE PRESERVE have cut their price

Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →

Paper trail

This home's history

Oct 9, 2026Listed at $445,900 · 1 days on market since
2026Built · GUM LAKE PRESERVE

Reality check

What actually sold near 3408 CHINOTTO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3334 CHINOTTO DRIVESold · May ’26

$409,900

3334 CHINOTTO DRIVE · same community

4 bd · 2 ba · 2,096 sqft · $196/sqft · 248 DOM

3380 CHINOTTO DRIVESold · Sep ’26

$422,000

3380 CHINOTTO DRIVE · same community

4 bd · 2 ba · 2,096 sqft · $201/sqft · 0 DOM

3331 CHINOTTO DRIVESold · Dec ’25

$442,000

3331 CHINOTTO DRIVE · same community

4 bd · 2 ba · 2,096 sqft · $211/sqft · 115 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3408 CHINOTTO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3408 CHINOTTO DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3408 CHINOTTO DRIVE FAQs

What would the monthly payment be for 3408 CHINOTTO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,115/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3408 CHINOTTO DRIVE?+

The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3408 CHINOTTO DRIVE?+

The most recent tax bill on record (2025) was $1,113. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3408 CHINOTTO DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Alfred?+

At $445,900, this home is listed about 24% above the Lake Alfred median of $360,670. The market section on this page shows how the area is trending.

Which schools are assigned to 3408 CHINOTTO DRIVE?+

Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LGI REALTY- FLORIDA, LLC · Gayle Van Wagenen. MLS #TB8555990.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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