1640 CAPE HOPE AVENUE NE UNIT 2, ST PETERSBURG, FL, 33702
Active14 days on marketListed Oct 7, 2026MLS #TB8556036
About this home
1640 CAPE HOPE AVENUE NE UNIT 2
Tucked in a shady street in a waterfront community, your new townhouse is waiting for you! This is a three bedroom, 2.5 bath unit with an updated kitchen and bathrooms. Walking in the front door you are greeted with a spacious living area. Beyond this comfortable space is the dining room and a gorgeous kitchen. Gray cabinets with white quarts counters and a white backsplash gives a crisp yet cozy feel to the space. The modern stainless steel appliances were just replaced this year. The layout of the kitchen is open to the dining area to promote togetherness, while also divided just enough to keep the mess out of the way. There is plenty of counterspace for prep, and to accommodate a breakfast bar. Plentiful cabinet space gives you enough storage for all of the fun kitchen gadgets. Continuing through the ground floor, you will exit through the sliders to find a lovely outdoor area. A covered patio is a lovely space for outdoor dining, and there is a beautiful sunlit space as well, full of plants and flowers. Back inside, off the kitchen you will find an indoor laundry room with a newer washer and dryer. Through the laundry room is your one car garage. Finishing off the downstairs is a lovely powder room for your convenience. Upstairs are three well sized bedrooms and two bathrooms. The spacious primary bedroom has an updated en suite bathroom with a large glass shower. The hall bath has lots of counterspace and cabinetry for storage. The HVAC and water heater are also less than a year old. Roof is about eight years old. This community has a beautiful waterside pool area with a clubhouse and dock. Relax on the weekend by the pool, and throw a line in if you like. There are many options for things to do in this area. Shopping and dining on 4th Street or a quick drive downtown. Very convenient to Mangrove Golf Course and the new YMCA facility.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,582
Sqft
0 ac
Lot size
1974
Year built
Two
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,859 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,859/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.8%
$/sqft vs St Petersburg actives
$136 vs $325
Days on market
14 vs 66 typical
Where $136/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mariners Pass
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Mariners Pass — neighborhood snapshot
Population
853
Median age
47
Median income
$148,984
Median home value
$793,200
Avg household
2
Households w/ children
112
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1640 CAPE HOPE AVENUE NE UNIT 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$285,000
6537 CAPE HATTERAS WAY NE UNIT 4 · same community
2 bd · 2.5 ba · 1,582 sqft · $180/sqft · 143 DOM
Sold · Jan ’26$200,000
6397 CAPE HATTERAS WAY NE UNIT 3 · same community
4 bd · 2.5 ba · 1,610 sqft · $124/sqft · 17 DOM
Sold · Jul ’26$300,000
6747 CAPE HATTERAS WAY NE UNIT 3 · same community
3 bd · 3 ba · 1,680 sqft · $179/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1640 CAPE HOPE AVENUE NE UNIT 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1640 CAPE HOPE AVENUE NE UNIT 2 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1640 CAPE HOPE AVENUE NE UNIT 2 FAQs
What would the monthly payment be for 1640 CAPE HOPE AVENUE NE UNIT 2?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,859/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1640 CAPE HOPE AVENUE NE UNIT 2?+
The most recent tax bill on record (2025) was $1,546. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1640 CAPE HOPE AVENUE NE UNIT 2?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $214,900, this home is listed about 49% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1640 CAPE HOPE AVENUE NE UNIT 2?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33702 market on paper
$214,900 is 17% below the ST PETERSBURG 33702 median of $257,448, and at $136/sqft it sits under the St Petersburg average of $371.
02Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $225,000, now $214,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BLOSSOM BAY HOMES · Stephanie Huffman. MLS #TB8556036.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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