1015 TRACEY ANN LOOP, SEFFNER, FL, 33584
Active4 days on marketListed Oct 8, 2026MLS #TB8556150
About this home
1015 TRACEY ANN LOOP
Welcome to this beautifully appointed home in the gated community of Reserve at Hunters Lake! Offering 4 bedrooms, 3 bathrooms, a dedicated office, and a spacious 3-car garage, this thoughtfully designed home combines comfort, functionality, and elegant finishes. The open-concept interior features soaring ceilings, abundant natural light, crown molding, and tray ceilings throughout. The gourmet kitchen boasts granite countertops, 42-inch espresso cabinetry, a tile backsplash, stainless steel appliances, and an oversized center island, creating the perfect setting for everyday living and entertaining. Step outside to an expansive screened lanai with a fully equipped outdoor kitchen and convenient bathroom access, ideal for hosting gatherings or enjoying Florida living year-round. The oversized backyard offers additional space to relax and unwind. The private owner's suite serves as a peaceful retreat with a tray ceiling, walk-in closet, dual vanities, and a separate walk-in shower. A split-bedroom floor plan provides added privacy, while the long driveway offers ample parking. Enjoy the benefits of a gated community conveniently located near shopping, dining, parks, top-rated schools, and major roadways. With low HOA fees of just $360 quarterly and **no CDD fees**, this home offers an exceptional combination of quality construction, desirable amenities, and everyday convenience. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,610
Sqft
0.24 ac
Lot size
3
Garage
2016
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,086 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,086/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.5%
$/sqft vs Seffner actives
$197 vs $220
Days on market
4 vs 54 typical
Where $197/sqft sits among the 89 Seffner actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seffner
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seffner. See the full Seffner guide →
SEFFNER 33584 — neighborhood snapshot
Population
27,172
Median age
41.8
Median income
$68,330
Median home value
$280,700
Avg household
2.68
Households w/ children
3,144
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seffner market
$365K → $369K
Seffner median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
52 of 89
Seffner actives have cut their price
Median sold price, Seffner, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the SEFFNER 33584 median. See the full Seffner market guide →
Paper trail
This home's history
Reality check
What actually sold near 1015 TRACEY ANN LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$600,000
1018 TRACEY ANN LOOP · same community
5 bd · 4 ba · 3,369 sqft · $178/sqft · 200 DOM
Sold · Jun ’26$408,000
437 DUNAWAY DRIVE
5 bd · 3 ba · 2,614 sqft · $156/sqft · 29 DOM
Sold · Jul ’26$62,000
606 FOREST HILLS DRIVE
4 bd · 2 ba · 2,401 sqft · $26/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1015 TRACEY ANN LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1015 TRACEY ANN LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1015 TRACEY ANN LOOP FAQs
What would the monthly payment be for 1015 TRACEY ANN LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,086/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1015 TRACEY ANN LOOP?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1015 TRACEY ANN LOOP?+
The most recent tax bill on record (2025) was $6,554. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1015 TRACEY ANN LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seffner?+
At $515,000, this home is listed about 23% above the Seffner median of $417,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1015 TRACEY ANN LOOP?+
Colson Elementary School (elementary), Armwood High School (high), Burnett Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Rj Kulangara. MLS #TB8556150.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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