CENTURY 21 Edge
$74,7501 bd1 ba560 sqft$133 /sqft≈$749 /mo all-in ↓

5810 21ST STREET N UNIT 15, ST PETERSBURG, FL, 33714

Active13 days on marketListed Oct 8, 2026MLS #TB8556177

✦ Priced 63% below the ST PETERSBURG 33714 medianCondominiumTOWN APTS CONDO

About this home

5810 21ST STREET N UNIT 15

Welcome to the Town Apts community located in X zone, which is presently NOT A FLOOD ZONE. This unit tucked in the west END OF THE COMPLEX, on the second floor, HIGH AND DRY, 2nd from the mid stairway features DOUBLE-PANE WINDOWS, UPDATED kitchen cabinets, FLORIDA ROOM in the back, CENTRALLY AIR-CONDITIONED entire condo including Florida room, gas stove, laminate and ceramic tile flooring, CARPORT, and more. The room sizes are approximate, and Florida room might be additional square footage not reflecting in total square footage in the public records; buyer is advised to measure all and verify. The LOW MONTHLY FEE in the amount of $445 includes presently water/sewer, trash removal, basic CABLE, INTERNET, maintenance of the common grounds, GAS for cooking & heating, & insurance of the building exterior while buyer is advised to obtain insurance for the unit’s interior, windows, doors, and AC. This building has a laundry facility room, storage room, and a water-heater supplying hot water to multiple units. Town Apts complex is located approximately 1.5 miles from Sawgrass Park and approximately 7 miles from each Gandy Beach and St. Petersburg Downtown offers SWIMMING POOL, shuffleboard, and a clubhouse with pool-table room and a library.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

560

Sqft

0 ac

Lot size

1966

Year built

One

Levels

$133

Per sqft

Trees/Woods viewNegotiable55+ community

Inside

FlooringCeramic Tile · Laminate
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · L Dining
LaundryCommon Area · Laundry Room · Outside
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Other
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingAssigned · Guest
ExteriorAwning(s) · Courtyard · Rain Gutters · Sidewalk · Storage

Community & fees

Taxes (2025)$517/yr
PetsNo
CommunityBuyer Approval Required · Clubhouse · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$749 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$513
FHA mortgage insurance (est.)$33
Property tax — 2025 actual bill$43
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,616Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,616
Interest rate7.50%
Loan term

Estimated payment

$749/mo

Principal & interest$513
FHA mortgage insurance (est.)$33
Property taxes (actual bill)$43
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $75K
$56KedgeAI estimate $64,334 · range $58K–$71K$78K

vs edgeAI estimate

+16.2%

$/sqft vs TOWN APTS CONDO

$133 vs $126

Days on market

13 vs 66 typical

Where $133/sqft sits among the 35 homes for sale in TOWN APTS CONDO

8
5
5
4 · this home
8
5
$84–98$98–113$113–127$127–141$141–155$155+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Town Apartments

Drive times from this address

Tampa Int’l Airport (TPA)≈ 25 min
Downtown Tampa≈ 26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Town Apartments — neighborhood snapshot

Population

797

Median age

69

Median income

$34,324

Median home value

$75,500

Avg household

1

Households w/ children

13%

For the school run

Pinellas County School District

ElementaryJohn M. Sexton Elementary School★★★★★
MiddleMeadowlawn Middle School★★★★★
HighNortheast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

12 of 35

TOWN APTS CONDO have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% below the ST PETERSBURG 33714 median. See the full St Petersburg market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $74,750 · 13 days on market since
1966Built · TOWN APTS CONDO

Reality check

What actually sold near 5810 21ST STREET N UNIT 15

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1900 58TH AVENUE N UNIT 10Sold · Jul ’26

$99,500

1900 58TH AVENUE N UNIT 10 · same community

1 bd · 1 ba · 545 sqft · $183/sqft · 17 DOM

1950 58TH AVENUE N UNIT 18Sold · Feb ’26

$55,000

1950 58TH AVENUE N UNIT 18 · same community

1 bd · 1 ba · 540 sqft · $102/sqft · 9 DOM

5945 21ST STREET N UNIT 14Sold · Feb ’26

$55,000

5945 21ST STREET N UNIT 14 · same community

1 bd · 1 ba · 585 sqft · $94/sqft · 477 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 5810 21ST STREET N UNIT 15 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5810 21ST STREET N UNIT 15 — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5810 21ST STREET N UNIT 15 FAQs

What would the monthly payment be for 5810 21ST STREET N UNIT 15?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $749/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5810 21ST STREET N UNIT 15?+

The most recent tax bill on record (2025) was $517. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5810 21ST STREET N UNIT 15?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $74,750, this home is listed about 82% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5810 21ST STREET N UNIT 15?+

John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LUXURY & BEACH REALTY INC · Milena Lukic. MLS #TB8556177.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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