CENTURY 21 Edge
$559,9002 bd2 ba1,320 sqft$424 /sqft≈$4,332 /mo all-in ↓

19531 GULF BOULEVARD UNIT 604, INDIAN SHORES, FL, 33785

Active3 days on marketListed Oct 8, 2026MLS #TB8556192

✦ Priced 30% below the INDIAN SHORES 33785 medianWaterfrontFully furnishedCondominiumGOLDEN SHORES CONDO

About this home

19531 GULF BOULEVARD UNIT 604

LIFESTYLE, LUXURY & LOCATION can be yours in this Penthouse residence at one of Indian Shores finest condo communities, Golden Shores Condos directly on the Intracoastal & Bay Waterway! Featuring TRANQUIL Waterfront living along the Intracoastal, in one of the most desirable Waterfront condos on the Beach! Boasting some of the nicest Waterfront along the Intracoastal with 20 NEWLY RENOVATED BOAT SLIPS, new pilings and composite decking, this 2-bedroom, 2-bath TOP FLOOR residence with 1320 SF and a large open-air balcony is perfect for your new Florida home! Coveted under-building, assigned parking space, separate storage closet on the same floor & the unit is being sold FULLY FURNISHED! Meticulously maintained and renovated throughout with a contemporary, coastal vibe perfect for true Island living, this unit features NEW Interior paint throughout, porcelain tile flooring, crown molding, NEW ceiling fans & light fixtures, contemporary chef’s kitchen with a large buffet and breakfast bar, refurbished baths, recessed lighting in the kitchen & living area, NEW furnishings and much more! Enjoy the WORLD-CLASS Intracoastal waterfront views along with wonderful amenities to include community boat slips, heated pool & spa, fishing pier, secured entry, picnic area, recreation room & an On-Site Property Manager! The Gulf of Mexico is directly across the street with easy beach access! Enjoy the EXPANSIVE floor plan to include expansive living areas and large bedrooms – Not your ordinary beach condo! The customized kitchen is perfect for the cook who doesn’t want to be separated from family & friends and features a large breakfast bar with granite countertop, tiled backsplash, cherry wood cabinets, separate buffet with additional counter & cabinet space and SS appliances! There is a convenient stack washer & dryer to refresh your beach worn clothing! The Living/Dining area off the kitchen with porcelain tile flooring overlooking the balcony is the family-friendly center of the residence – the sheer size of the living areas & bedrooms are some of the largest for any two-bedroom unit on the Beach! The dining area is large enough to accommodate a full-size dining room table, china cabinet and plenty of room left in the living area for your TV, entertainment center & furniture. Enjoy your own private, secluded balcony overlooking the pool and Intracoastal Waterway where you can get away without going away and enjoy the cool waterfront breezes! The SPLIT-BEDROOM plan is perfect for family & guests – both bedrooms are GENEROUS in size with their own UPDATED baths and plenty of closet and storage space. The Primary bedroom overlooks the pool and waterfront and provides “suite retreat” along with large dual closets & private bath & shower. The community is PET FRIENDLY with a ONE-MONTH rental minimum - this popular condo complex has many full-time owner occupants and second home residents. The LOW Monthly HOA fee includes water, sewer, trash, basic cable, internet, escrow reserves, heated pool & spa, roof, master insurance, exterior maintenance and 20 boat slips on a first-come, first-serve basis. Across the street from the SUGARY SANDS of the Gulf of Mexico and its PRIME LOCATION is walking distance to shops, restaurants, and evening activities! Make Golden Shores condos your next Beach home!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,320

Sqft

2.95 ac

Lot size

1982

Year built

One

Levels

$424

Per sqft

WaterfrontPool & Water viewFurnishedPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofBuilt-Up · Membrane · Other
ConstructionBlock · Cement Siding · Concrete
FoundationBlock · Slab
ViewPool · Water
FacesWest
ParkingAssigned · Ground Level · Guest · Reserved · Under Building
ExteriorBalcony · Courtyard · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$7,540/yr
PetsYes
CommunityBay/Harbor Front · Boat Slip · Community Boat Ramp · Dock · Fishing · Intracoastal Waterway · Marina · Water Access · Waterfront · Association Recreation - Owned · BBQ Area · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Irrigation-Reclaimed Water · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,332 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,296
FHA mortgage insurance (est.)$248
Property tax — 2025 actual bill$628
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,597
Interest rate6.00%
Loan term

Estimated payment

$4,332/mo

Principal & interest$3,296
FHA mortgage insurance (est.)$248
Property taxes (actual bill)$628
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $560K
$480KedgeAI estimate $552,131 · range $499K–$569K$591K

vs edgeAI estimate

+1.4%

$/sqft vs Indian Shores actives

$424 vs $646

Days on market

3 vs 124 typical

Where $424/sqft sits among the 61 Indian Shores actives

15 · this home
18
15
4
4
5
$405–542$542–679$679–815$815–952$952–1089$1089+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Drive times from this address

Downtown Tampa≈ 41 min
Tampa Int’l Airport (TPA)≈ 41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketBalanced — 5.2 months of inventoryBuyer’s market

$535K → $655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

35 of 61

Indian Shores actives have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $559,900 · 3 days on market since
1982Built · GOLDEN SHORES CONDO

Reality check

What actually sold near 19531 GULF BOULEVARD UNIT 604

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19531 GULF BOULEVARD UNIT 611Sold · Oct ’25

$440,000

19531 GULF BOULEVARD UNIT 611 · same community

2 bd · 2 ba · 1,320 sqft · $333/sqft · 66 DOM

19531 GULF BOULEVARD UNIT 615Sold · May ’26

$566,000

19531 GULF BOULEVARD UNIT 615 · same community

2 bd · 2 ba · 1,320 sqft · $429/sqft · 82 DOM

19531 GULF BOULEVARD UNIT 502Sold · Apr ’26

$465,000

19531 GULF BOULEVARD UNIT 502 · same community

2 bd · 2 ba · 1,320 sqft · $352/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 19531 GULF BOULEVARD UNIT 604 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19531 GULF BOULEVARD UNIT 604 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

19531 GULF BOULEVARD UNIT 604 FAQs

What would the monthly payment be for 19531 GULF BOULEVARD UNIT 604?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,332/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19531 GULF BOULEVARD UNIT 604?+

The most recent tax bill on record (2025) was $7,540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19531 GULF BOULEVARD UNIT 604?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $559,900, this home is listed about 28% below the Indian Shores median of $772,450. The market section on this page shows how the area is trending.

Which schools are assigned to 19531 GULF BOULEVARD UNIT 604?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the INDIAN SHORES 33785 market on paper

$559,900 is 30% below the INDIAN SHORES 33785 median of $799,900, and at $424/sqft it sits under the Indian Shores average of $713.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Indian Shores market that averages 124 — if it fits, move quickly.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Rich Rippetoe. MLS #TB8556192.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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