220 108TH AVENUE UNIT 304, TREASURE ISLAND, FL, 33706
Active3 days on marketListed Oct 8, 2026MLS #TB8556285
About this home
220 108TH AVENUE UNIT 304
Virtually Staged. UNFURNISHED ANNUAL RENTAL-Discover La Bella Vita, a gated waterfront community just one block from the sugar-white sands of Treasure Island Beach. This spacious end residence offers over 3,100 sq. ft., 4 bedrooms, 3.5 baths, a private 2-car garage with 48-amp EV charger, and a deeded deep-water boat slip with quick Gulf access. The open floor plan features 10-foot ceilings, abundant natural light, large windows, and expansive balconies overlooking the bay. The updated kitchen includes granite counters, custom cabinetry, and stainless appliances. The waterfront primary suite offers balcony access, beautiful water views, a large walk-in closet, Jacuzzi tub, and oversized walk-in shower. A second guest suite also includes private balcony access. Community amenities include a heated waterfront pool and spa, paver sun deck, private dock, and boat slip. Enjoy boating, fishing, beach days, and waterfront dining, with Downtown St. Petersburg just minutes away. A rare opportunity to rent a large waterfront home with private boating access in one of Treasure Island’s most desirable communities.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,060
Sqft
0 ac
Lot size
2
Garage
2005
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$214 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$214/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Treasure Island actives
$2 vs $516
Days on market
3 vs 124 typical
Where $2/sqft sits among the 180 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $625K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
97 of 180
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 220 108TH AVENUE UNIT 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$2,750,000
1037 79TH STREET S
4 bd · 2.5 ba · 3,093 sqft · $889/sqft · 286 DOM
Sold · Jan ’26$930,000
5 MARINA TERRACE
4 bd · 3 ba · 2,836 sqft · $328/sqft · 165 DOM
Sold · Sep ’26$710,000
10073 S YACHT CLUB DRIVE
3 bd · 3 ba · 3,292 sqft · $216/sqft · 258 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 220 108TH AVENUE UNIT 304 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 220 108TH AVENUE UNIT 304 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
220 108TH AVENUE UNIT 304 FAQs
What would the monthly payment be for 220 108TH AVENUE UNIT 304?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $214/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 220 108TH AVENUE UNIT 304?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $7,500, this home is listed about 99% below the Treasure Island median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 220 108TH AVENUE UNIT 304?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TREASURE ISLAND 33706 market on paper
$7,500 is 98% below the TREASURE ISLAND 33706 median of $460,000, and at $2/sqft it sits under the Treasure Island average of $579.
02Fresh on the market
Only 3 days on market in a Treasure Island market that averages 124 — if it fits, move quickly.
03Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SANDCASTLE REALTY INC · Zak Odell. MLS #TB8556285.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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