
12501 ULMERTON ROAD UNIT 181, LARGO, FL, 33774
Active4 days on marketListed Oct 9, 2026MLS #TB8556553
About this home
12501 ULMERTON ROAD UNIT 181
A RARE FIND IN GLENWOOD ESTATES! Enjoy the best of Florida living in this beautifully updated 3 bedroom, 2 bath home offering over 1,500 sq. ft. of heated living space in this desirable 55+ community where you own both the home AND the land - no land lease, no co-op, and no fractional ownership. Inside, you’ll find beautiful engineered hardwood flooring throughout the living areas and all three bedrooms - NO CARPET! The kitchen is a standout, featuring a center island with a cooktop and range hood, abundant cabinetry and counter space, a built-in oven, and a convenient dining area. The spacious living and dining areas offer plenty of room to relax, entertain, and make yourself at home. The primary suite features a well-appointed ensuite bath with a frameless glass shower door, while both secondary bedrooms offer generous space and walk-in closets. Another standout feature is the inside laundry room - a convenience rarely found in many homes in the community! Enjoy even more living space with a fully enclosed Florida room featuring abundant windows and additional storage, or relax outdoors in the covered carport area with parking for two vehicles and space for outdoor seating. The monthly fee of just $260 includes internet, cable, sewer, twice-weekly garbage pickup, and lawn care. Located outside a flood zone and just minutes from Indian Rocks Beach, shopping, dining, golf, and both Tampa Bay area airports, this home offers comfort, convenience, and an opportunity to enjoy the Florida lifestyle year-round!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,560
Sqft
0.08 ac
Lot size
1984
Year built
One
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,735 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,735/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.7%
$/sqft vs GLENWOOD ESTATES INC CONCO
$128 vs $148
Days on market
4 vs 69 typical
Where $128/sqft sits among the 6 homes for sale in GLENWOOD ESTATES INC CONCO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Glennwood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Glennwood — neighborhood snapshot
Population
273
Median age
64
Median income
$50,069
Median home value
$143,800
Avg household
2
Households w/ children
29%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 6
GLENWOOD ESTATES INC CONCO have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 12501 ULMERTON ROAD UNIT 181
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$195,000
12501 ULMERTON ROAD UNIT 181 · same community
3 bd · 2 ba · 1,560 sqft · $125/sqft · 80 DOM
Sold · Nov ’25$227,500
12501 ULMERTON ROAD UNIT 21 · same community
2 bd · 2 ba · 1,530 sqft · $149/sqft · 88 DOM
Sold · Oct ’25$150,000
12501 ULMERTON ROAD UNIT 131 · same community
2 bd · 2 ba · 1,497 sqft · $100/sqft · 395 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 12501 ULMERTON ROAD UNIT 181 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12501 ULMERTON ROAD UNIT 181 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12501 ULMERTON ROAD UNIT 181 FAQs
What would the monthly payment be for 12501 ULMERTON ROAD UNIT 181?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,735/mo — principal and interest, the actual property-tax bill, the $260/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12501 ULMERTON ROAD UNIT 181?+
The association fee works out to $260 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12501 ULMERTON ROAD UNIT 181?+
The most recent tax bill on record (2025) was $603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12501 ULMERTON ROAD UNIT 181?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $199,900, this home is listed about 30% below the Largo median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12501 ULMERTON ROAD UNIT 181?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LIPPLY REAL ESTATE · Nick Acosta. MLS #TB8556553.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 12501 ULMERTON ROAD UNIT 181 but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →


