12525 4TH ST E, TREASURE ISLAND, FL, 33706
Active3 days on marketListed Oct 10, 2026MLS #TB8556564
About this home
12525 4TH ST E
Imagine waking up to extensive Intracoastal waterway views, spectacular sunrises, and endless possibilities from your own piece of waterfront paradise! Nestled on a quiet cul-de-sac in Treasure Island's highly desirable Isle of Capri neighborhood, this exceptional property offers 75 feet of waterfront seawall, sailboat-friendly water, a private dock, and a jet ski lift. Whether you envision renovating the existing 2-bedroom, 2.5-bath home with a 2-car garage or creating a stunning new custom waterfront residence, this is your opportunity to bring your coastal dream to life. The existing home sustained flooding during Hurricane Helene and has since undergone remediation, offering a blank canvas for its next chapter. Renovation or redevelopment is subject to applicable building codes and permitting requirements. Location is everything! Just a short walk away, Isle of Capri's Rosselli Park offers six pickleball courts, playgrounds, shuffleboard, a baseball field, and two dog parks. Enjoy easy access to Treasure Island's beautiful Gulf beaches, local restaurants, shopping, and the laid-back island lifestyle that makes this community so desirable. THE WATERFRONT. THE LOCATION. THE POSSIBILITIES. Create something extraordinary in one of Treasure Island's most desirable waterfront neighborhoods!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,173
Sqft
0.19 ac
Lot size
2
Garage
1958
Year built
One
Levels
$506
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,127 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,127/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.6%
$/sqft vs Treasure Island actives
$506 vs $516
Days on market
3 vs 125 typical
Where $506/sqft sits among the 179 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Capri Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Capri Isle — neighborhood snapshot
Population
1,978
Median age
60
Median income
$129,262
Median home value
$668,850
Avg household
2
Households w/ children
44%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $625K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
97 of 179
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 142% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 12525 4TH ST E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$825,000
12005 5TH STREET E · same community
3 bd · 3 ba · 2,149 sqft · $384/sqft · 0 DOM
Sold · Jun ’26$875,000
11870 6TH STREET E · same community
3 bd · 2.5 ba · 2,025 sqft · $432/sqft · 5 DOM
Sold · Mar ’26$985,000
12170 4TH STREET E · same community
3 bd · 2 ba · 1,982 sqft · $497/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 12525 4TH ST E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12525 4TH ST E — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12525 4TH ST E FAQs
What would the monthly payment be for 12525 4TH ST E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,127/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12525 4TH ST E?+
The most recent tax bill on record (2025) was $7,433. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12525 4TH ST E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $1,100,000, this home is listed about 68% above the Treasure Island median of $653,450. The market section on this page shows how the area is trending.
Which schools are assigned to 12525 4TH ST E?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,100,000 runs 142% above the TREASURE ISLAND 33706 median — but at 2,173 sqft it's also 69% larger than the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Treasure Island market that averages 125 — if it fits, move quickly.
04Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CONCIERGE REALTY ASSOCIATES · Geri Lodato. MLS #TB8556564.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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