2912 W NEPTUNE STREET, TAMPA, FL, 33629
Active3 days on marketListed Oct 9, 2026MLS #TB8556676
About this home
2912 W NEPTUNE STREET
Don't miss this 1920s Mediterranean style Bungalow. The front porch welcomes you as you enter the home, into the spacious living room featuring a wood-burning fireplace and original built-in shelving. Off the living room, through french doors is a light and bright office. The generous dining room has ample room for entertaining. The well-equipped kitchen includes double door pantry, breakfast bar, and plenty of storage. The primary bedroom has a walk-in closet, and french doors overlooking the backyard brick patio. In addition to the charming patio, get your golf clubs out and enjoy the turf putting green. Coveted location is walking distance to multiple Tampa staple restaurants such as Bella and Bern's as well as Palma Ceia Country Club.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,762
Sqft
0.11 ac
Lot size
1925
Year built
One
Levels
$505
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,387 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,387/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs PALMA CEIA PARK
$505 vs $506
Days on market
3 vs 64 typical
Where $505/sqft sits among the 10 homes for sale in PALMA CEIA PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia — neighborhood snapshot
Population
5,762
Median age
39
Median income
$170,283
Median home value
$766,224
Avg household
3
Households w/ children
911
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
5 of 10
PALMA CEIA PARK have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2912 W NEPTUNE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$1,150,000
3001 W SAN JOSE STREET · same community
3 bd · 3 ba · 1,782 sqft · $645/sqft · 5 DOM
Sold · May ’26$999,000
3009 W SAN JOSE STREET · same community
3 bd · 2 ba · 1,783 sqft · $560/sqft · 1 DOM
Sold · Aug ’26$1,075,000
3401 W GRANADA STREET · same community
3 bd · 2 ba · 1,804 sqft · $596/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2912 W NEPTUNE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2912 W NEPTUNE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2912 W NEPTUNE STREET FAQs
What would the monthly payment be for 2912 W NEPTUNE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,387/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2912 W NEPTUNE STREET?+
The most recent tax bill on record (2025) was $13,095. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $890,000, this home is listed about 105% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2912 W NEPTUNE STREET?+
Roosevelt Elementary School (elementary), Plant High School (high), Coleman Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33629 market on paper
$890,000 is 11% below the TAMPA 33629 median of $997,000.
02Fresh on the market
Only 3 days on market in a Tampa market that averages 64 — if it fits, move quickly.
03Strong assigned schools
Roosevelt Elementary School, Plant High School, Coleman Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Roosevelt Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Laura Preston. MLS #TB8556676.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 2912 W NEPTUNE STREET but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →