10142 SEMINOLE ISLAND DRIVE, LARGO, FL, 33773
Active0 days on marketListed Oct 14, 2026MLS #TB8556780
About this home
10142 SEMINOLE ISLAND DRIVE
Located in the private, gated waterfront community of Willow Point, this well-maintained, move-in-ready 2BR/2BA ground-floor condo sits in a building on a peninsula surrounded by water on three sides, creating a 270-degree waterfront setting. Enjoy water views from the living room and both bedrooms, along with a spacious open living and dining area and a morning room. The kitchen features granite countertops, stainless steel appliances, an electric stove, traditional raised-panel wood cabinets, recessed lighting, and a pantry. Tile flooring runs throughout the living areas, with travertine tile laid in a Versailles pattern in the bedrooms. A private dock, carport, assigned parking space, and ample guest parking complete the property. With just four condos per building, mature tropical landscaping, and native wildlife, Willow Point offers a peaceful setting. Community amenities include a pool and clubhouse. HOA fees cover water, sewer, basic cable and internet, pool care, exterior maintenance, and landscaping. Just a short drive to the Gulf beaches.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
990
Sqft
1980
Year built
One
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,897 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,897/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.9%
$/sqft vs Largo actives
$230 vs $221
Days on market
0 vs 69 typical
Where $230/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33773 — neighborhood snapshot
Population
16,918
Median age
46.5
Median income
$74,115
Median home value
$280,600
Avg household
2.39
Households w/ children
1,373
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
211 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 10142 SEMINOLE ISLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$250,000
10226 SEMINOLE ISLAND DRIVE · same community
2 bd · 2 ba · 1,300 sqft · $192/sqft · 223 DOM
Sold · Jul ’26$305,000
8624 91ST TERRACE
2 bd · 1 ba · 1,004 sqft · $304/sqft · 29 DOM
Sold · Mar ’26$290,000
9169 ROBIN ROAD
3 bd · 2 ba · 1,010 sqft · $287/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10142 SEMINOLE ISLAND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10142 SEMINOLE ISLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10142 SEMINOLE ISLAND DRIVE FAQs
What would the monthly payment be for 10142 SEMINOLE ISLAND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,897/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10142 SEMINOLE ISLAND DRIVE?+
The most recent tax bill on record (2025) was $3,569. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10142 SEMINOLE ISLAND DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $227,500, this home is listed about 19% below the Largo median of $281,050. The market section on this page shows how the area is trending.
Which schools are assigned to 10142 SEMINOLE ISLAND DRIVE?+
Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33773 market on paper
$227,500 is 14% below the LARGO 33773 median of $265,000, and at $230/sqft it sits under the Largo average of $246.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Largo market that averages 69 — if it fits, move quickly.
04Strong assigned schools
Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Tiffany Owen. MLS #TB8556780.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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