
10 PAPAYA STREET UNIT 1006, CLEARWATER, FL, 33767
Active0 days on marketListed Oct 13, 2026MLS #TB8556893
About this home
10 PAPAYA STREET UNIT 1006
This RARE INTERIOR RESIDENCE at Mandalay Beach Club offers both views, overlooking the Gulf, Clearwater Beach, the resort-style pool, and the Intracoastal Waterway. Imagine waking up to peaceful views of Clearwater Bay and ending the day with a spectacular Gulf sunset. *** Located on the 10th floor of the Papaya building, the spacious Sonesta floor plan features 3 bedrooms, 2.5 bathrooms, and TWO EXPANSIVE BALCONIES showcasing the beauty of coastal living. *** ONE BALCONY FACES THE GULF AND BEACH, perfect for enjoying sunsets, while the SECOND BALCONY OVERLOOKS THE INTRACOASTAL and Clearwater Bay. *** Both balconies offer generous outdoor space with multiple access points throughout the residence. *** Wood flooring extends throughout the home, which features a spacious family and living area, kitchen with breakfast nook, and separate laundry room. *** The Gulf-facing primary suite enjoys BEAUTIFUL BEACHFRONT VIEWS and sliding glass doors to the Gulf balcony. Its spacious bathroom offers a second waterfront perspective through a large window above the bathtub overlooking the Intracoastal. *** DUAL VANITIES, a glass-enclosed walk-in shower, a PRIVATE water closet, and a WALK-IN closet complete the suite. *** The Intracoastal-facing guest suite features a private bathroom with single-sink vanity and bathtub, a walk-in closet, and sliding doors to the bay-facing balcony, ideal for watching 4th of July fireworks. *** The THIRD BEDROOM, off the main living area, is equally suited as a bedroom, office, or study, with double glass-paned French doors and a CLOSET. *** FURNISHINGS and televisions may convey if desired. An assigned parking space and storage locker are included. Each floor offers three elevators, stairs, and a garbage chute closet. *** Mandalay Beach Club offers CONCIERGE SERVICES, 24/7 SECURITY monitoring, a private parking garage with beach access, and elegant lobbies with secure, fob-controlled street access. *** The expansive third-floor RESORT-STYLE POOL deck connects the Papaya and San Marco buildings, offering a beautiful setting for relaxation and entertaining. *** Finished with pavers, the deck features a spacious pool, private jetted hot tub, freestanding poolside shower, chaise lounges, tables with umbrellas, and covered seating areas. *** Two gas grills provide outdoor cooking, while stairs connect the pool area to the parking garage and beach access. *** The pool CLUBHOUSE can be privately reserved for gatherings and features a spacious sitting area, full kitchen, and pool access. Additional amenities include men's and women's bathrooms and saunas, a fitness center with brand-new equipment, conference room, and billiards. The pool-level lobby features seating areas with televisions and pool tables, beautifully maintained fish tanks, and separate handicap-accessible men's and women's bathrooms. Resident mailboxes are also located on this level. *** Clearwater Beach is just outside your door. Previously named the #1 beach in the United States, it is celebrated for its sugar-white sands, breathtaking sunsets, and pedestrian-friendly atmosphere. *** Restaurants, shops, and attractions are within easy reach, including the world-famous Frenchy's Rockaway Grill, just a short walk away. With beautiful water views in both directions, spacious indoor and outdoor living, and exceptional resort-style amenities, this residence captures the relaxed elegance of Clearwater Beach living.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,015
Sqft
1
Garage
2002
Year built
One
Levels
$1,191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$16,310 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$16,310/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+99.6%
Days on market
0 vs 70 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 357% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10 PAPAYA STREET UNIT 1006 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 PAPAYA STREET UNIT 1006 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10 PAPAYA STREET UNIT 1006 FAQs
What would the monthly payment be for 10 PAPAYA STREET UNIT 1006?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,310/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10 PAPAYA STREET UNIT 1006?+
The most recent tax bill on record (2025) was $27,667. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 PAPAYA STREET UNIT 1006?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $2,399,000, this home is listed about 702% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10 PAPAYA STREET UNIT 1006?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,399,000 runs 357% above the CLEARWATER 33767 median — but at 2,015 sqft it's also 57% larger than the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Clearwater market that averages 70 — if it fits, move quickly.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of FLORIDA LUXURY GROUP · Anna Dementov. MLS #TB8556893.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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