19015 FERN MEADOW LOOP, LUTZ, FL, 33558
Active2 days on marketListed Oct 10, 2026MLS #TB8556984
About this home
19015 FERN MEADOW LOOP
Welcome to this fully turn key 5-bedroom PLUS OFFICE, 3.5-bathroom, 2-car garage POOL home located in the desirable gated community of Fern Glen! One of the largest properties in the neighborhood, this BLOCK single family home is nestled directly on Fern Lake, and has a custom in-ground pool surrounded by brick pavers with enclosed pool cage creating an outdoor oasis. The space is perfect for entertaining and the outdoor kitchen is located just under the enclosed patio so you can grill rain or shine! As you walk into the home you’ll get full water views. The inside has been fully remodeled to create a space that is timeless, open, and functional. The kitchen has been upgraded with a massive island, all new soft close cabinetry, double pantry encased fridge and so much more. All of the bathrooms and laundry spaces have been remodeled as well to create a cohesive design that draws inspiration from a common color pallet yet feels unique to each space. The home additionally features all new fully Luxury Vinyl Plank floors that seamlessly flow throughout. The property is in the highly coveted flood zone X which makes flood insurance optional. This 2003 single family home features 10' ceilings throughout, 2021 Shingle Roof, 2025 new HVAC system including a 2nd upstairs unit. Even the staircase has been fully redone in a high-end white oak tread stained to match the dark wood of the kitchen and home. Upstairs you’ll find the loft or what can double as a 5th bedroom or playroom! Other highlights include: fully fenced in back yard, irrigation system, garage door opener with remotes, and several large closets for extra storage. The neighborhood is in an A-rated school district (Steinbrenner K-12). The central location offers quick access Veteran's Expressway, Dale Mabry Highway, Tampa International Airport, Clearwater Beach and Downtown Tampa. Don’t miss your chance to make this gorgeous property your own, schedule your showing today!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,091
Sqft
0.2 ac
Lot size
2003
Year built
Two
Levels
$319
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,904 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,904/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs Lutz actives
$319 vs $240
Days on market
2 vs 66 typical
Where $319/sqft sits among the 268 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
165 of 268
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 146% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 19015 FERN MEADOW LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$615,000
19015 FERN MEADOW LOOP · same community
5 bd · 3.5 ba · 3,091 sqft · $199/sqft · 80 DOM
Sold · Aug ’26$1,200,000
4301 PLACE LE MANES
4 bd · 3.5 ba · 3,093 sqft · $388/sqft · 0 DOM
Sold · Apr ’26$790,500
4103 HERITAGE LAKE COURT
5 bd · 4 ba · 3,107 sqft · $254/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 19015 FERN MEADOW LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19015 FERN MEADOW LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19015 FERN MEADOW LOOP FAQs
What would the monthly payment be for 19015 FERN MEADOW LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,904/mo — principal and interest, the actual property-tax bill, the $143/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19015 FERN MEADOW LOOP?+
The association fee works out to $143 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19015 FERN MEADOW LOOP?+
The most recent tax bill on record (2025) was $11,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19015 FERN MEADOW LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $985,000, this home is listed about 103% above the Lutz median of $484,999. The market section on this page shows how the area is trending.
Which schools are assigned to 19015 FERN MEADOW LOOP?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$985,000 runs 146% above the LUTZ 33558 median — but at 3,091 sqft it's also 47% larger than the typical Lutz listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Lutz market that averages 66 — if it fits, move quickly.
04Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLY RIGHT REAL ESTATE · Louis Graniero. MLS #TB8556984.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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