128 LAGOON ROAD, WINTER HAVEN, FL, 33884
Active4 days on marketListed Oct 14, 2026MLS #TB8557043
About this home
128 LAGOON ROAD
This charming and move-in-ready 4-bed, 2-bath, 2-car garage home offers a blend of modern upgrades and comfortable living spaces. The renovated kitchen features quartz countertops, an oversized copper sink, and abundant storage—perfect for cooking, hosting, or everyday convenience. Throughout the home, new light fixtures add a fresh, stylish touch, and with no carpet, the tile and laminate flooring make maintenance a breeze. The spacious primary bedroom includes direct access to the screened porch, creating a relaxing indoor-outdoor retreat. The remodeled primary bathroom showcases modern finishes and thoughtful design. Step outside to a fully fenced backyard with room for outdoor furniture, gardening, or a future shed. Major updates provide peace of mind, including a new roof (2024) and new plumbing. Located in a quiet neighborhood close to parks, lakes, dining, and everyday conveniences, this home offers comfort, style, and an ideal location for easy living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,701
Sqft
0.2 ac
Lot size
2
Garage
1973
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,578 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,578/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs FLA HIGHLANDS CO SUB
$200 vs $199
Days on market
4 vs 74 typical
Where $200/sqft sits among the 6 homes for sale in FLA HIGHLANDS CO SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Winter Haven market
$283K → $279K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
3 of 6
FLA HIGHLANDS CO SUB have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the Winter Haven median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 128 LAGOON ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$208,000
209 KILMER LANE · same community
3 bd · 1.5 ba · 1,723 sqft · $121/sqft · 40 DOM
Sold · Apr ’26$280,000
241 PAINE DRIVE · same community
3 bd · 2 ba · 1,730 sqft · $162/sqft · 82 DOM
Sold · Sep ’26$255,000
118 BROWNING CIRCLE · same community
3 bd · 2 ba · 1,738 sqft · $147/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 128 LAGOON ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 128 LAGOON ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
128 LAGOON ROAD FAQs
What would the monthly payment be for 128 LAGOON ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,578/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 128 LAGOON ROAD?+
The most recent tax bill on record (2025) was $3,192. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Haven?+
At $340,000, this home is listed about 18% above the Winter Haven median of $286,945. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Marina Navia, P.a. MLS #TB8557043.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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