CENTURY 21 Edge
$597,6124 bd3 ba2,028 sqft$295 /sqft≈$3,944 /mo all-in ↓

2255 HABERSHAM DRIVE, CLEARWATER, FL, 33764

Active0 days on marketListed Oct 13, 2026MLS #TB8557117

Single Family ResidenceMORNINGSIDE ESTATES

About this home

2255 HABERSHAM DRIVE

BEAUTIFULLY UPDATED 4-BEDROOM HOME WITH EXCEPTIONAL OUTDOOR LIVING 2255 Habersham Drive | Clearwater, FL 33764 4 Bedrooms | 3 Bathrooms | 2,085 Sq. Ft. Welcome to your slice of Florida paradise in Clearwater's established Morningside Estates neighborhood! This beautifully updated home combines comfortable indoor living with an outstanding backyard designed for relaxing and entertaining. Inside, enjoy bright, inviting spaces with wood-look flooring, neutral finishes, modern lighting, and multiple living areas. The updated kitchen features white cabinetry, attractive countertops, stainless steel appliances, a tile backsplash, and a generous center island with seating for four. Pendant and recessed lighting complement the open flow into the dining area, ideal for everyday meals and gatherings. The spacious primary bedroom offers natural light and ample closet space. Three additional bedrooms provide flexibility for guests, hobbies, or a home office. Three bathrooms feature contemporary vanities and fixtures. AN OUTDOOR ENTERTAINER'S DREAM The expansive covered patio is a standout feature, with a fully equipped outdoor kitchen completed around 2020. It includes a built-in stainless steel grill, refrigerator, range hood, cabinetry, countertops, and decorative backsplash. A covered dining area makes hosting easy, while a separate lounge area with ceiling fans and a mounted television offers a place to unwind. The fully fenced backyard features mature palms, tropical landscaping, green lawn, stone walkways, and an additional paved seating area. Multiple French doors connect the interior to this inviting outdoor retreat. From morning coffee to weekend cookouts, the space is made for enjoying Florida living. NOTABLE IMPROVEMENTS Roof replaced in 2018. Windows replaced in stages, approximately 2020–2023. Outdoor kitchen completed around 2020. Additional highlights include the updated kitchen and bathrooms, wood-look flooring throughout much of the home, modern lighting, and extensive outdoor entertaining areas. CONVENIENT CLEARWATER LOCATION Morningside Estates offers convenient access to shopping, restaurants, parks, and recreation, including the Morningside Recreation Complex. Enjoy trips to Clearwater Beach, downtown Clearwater's Coachman Park and The BayCare Sound, and the Clearwater Marine Aquarium. The broader Tampa Bay area offers even more dining, recreation, and entertainment. With four bedrooms, three bathrooms, flexible living spaces, and an exceptional outdoor kitchen and patio, this property brings together everyday comfort and the Florida lifestyle. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,028

Sqft

0.17 ac

Lot size

1964

Year built

One

Levels

$295

Per sqft

Pets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorFire Pit · Irrigation System · Lighting · Rain Gutters

Community & fees

Taxes (2025)$4,025/yr
PetsYes
CommunityPark · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,944 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,225
PMI (est., until 20% equity)$224
Property tax — 2025 actual bill$335
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,761Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,761
Interest rate6.00%
Loan term

Estimated payment

$3,944/mo

Principal & interest$3,225
PMI (est., until 20% equity)$224
Property taxes (actual bill)$335
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $598K
$452KedgeAI estimate $508,491 · range $471K–$559K$622K

vs edgeAI estimate

+17.5%

Days on market

0 vs 70 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Morningside

Drive times from this address

Tampa Int’l Airport (TPA)≈ 24 min
Downtown Tampa≈ 28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Morningside — neighborhood snapshot

Population

1,225

Median age

54

Median income

$72,389

Median home value

$349,027

Avg household

2

Households w/ children

73%

For the school run

Pinellas County School District

MiddleOak Grove Middle School★★★★★
HighClearwater High School★★★★★
ElementaryBelcher Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced — 5.3 months of inventoryBuyer’s market

$328K → $324K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 182% above the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

Oct 13, 2026Listed at $597,612 · 0 days on market since
1964Built · MORNINGSIDE ESTATES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 2255 HABERSHAM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2255 HABERSHAM DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2255 HABERSHAM DRIVE FAQs

What would the monthly payment be for 2255 HABERSHAM DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,944/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2255 HABERSHAM DRIVE?+

The most recent tax bill on record (2025) was $4,025. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2255 HABERSHAM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $597,612, this home is listed about 100% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2255 HABERSHAM DRIVE?+

Oak Grove Middle School (middle), Clearwater High School (high), Belcher Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of VREELAND REAL ESTATE LLC · Rick Schulz. MLS #TB8557117.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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