12941 BELLERIVE DRIVE, CLERMONT, FL, 34711
Active1 days on marketListed Oct 12, 2026MLS #TB8557147
About this home
12941 BELLERIVE DRIVE
EXCEPTIONAL LAKEFRONT PROPERTY FOR SALE Luxury Living in an Exclusive Gated Waterski Community Discover this exceptional, fully furnished 4-bedroom, 4-bathroom luxury residence, perfectly situated in an exclusive gated waterski community, offering an extraordinary combination of elegance, comfort, and waterfront living. This remarkable property features a private dock with direct lake access and slalom waterski course, making it a dream home for watersports enthusiasts and those seeking a unique lakefront lifestyle. Designed for luxurious indoor and outdoor entertaining, the home boasts an oversized swimming pool with an amazing hot tub, an expansive paved patio, and a beautifully screened outdoor living area complete with a fully equipped summer kitchen. Inside, enjoy a spectacular gourmet kitchen featuring premium Bosch appliances, a built-in coffee machine, a steam oven, and high-end finishes throughout. With both indoor and outdoor kitchens, this residence is ideal for hosting unforgettable gatherings. Additional features include: 4 spacious bedrooms and 4 bathrooms Fully furnished and move-in ready Oversized swimming pool and hot tub Private waterfront dock Direct access to a lake with a waterski slalom course Expansive paved outdoor entertainment area Beautiful screened patio with outdoor kitchen Gourmet indoor kitchen with premium Bosch appliances Built-in coffee machine and steam oven Two-car garage with additional parking Exclusive gated community A truly unique waterfront property offering luxury, privacy, and an exceptional waterski lifestyle. More than a home — an extraordinary lifestyle opportunity. Private showings available by appointment.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,794
Sqft
3.49 ac
Lot size
2
Garage
2012
Year built
One
Levels
$429
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,808 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,808/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.2%
Days on market
1 vs 66 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Swiss Fairways, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,500/mo median
Live Clermont rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Swiss Fairways
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Swiss Fairways is a short-term-rental community. See the full guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $447K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 174% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 12941 BELLERIVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,500,000
7100 REDWING ROAD
4 bd · 2.5 ba · 2,746 sqft · $546/sqft · 11 DOM
Sold · Jul ’26$825,000
6030 MILLSTREAM DR
4 bd · 3 ba · 2,903 sqft · $284/sqft · 58 DOM
Sold · Aug ’26$363,000
6377 DOMENICO COURT
5 bd · 3 ba · 3,071 sqft · $118/sqft · 139 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12941 BELLERIVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12941 BELLERIVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12941 BELLERIVE DRIVE FAQs
What would the monthly payment be for 12941 BELLERIVE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,808/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12941 BELLERIVE DRIVE?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12941 BELLERIVE DRIVE?+
The most recent tax bill on record (2025) was $7,865. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 12941 BELLERIVE DRIVE be rented short-term?+
Yes — this home sits inside Swiss Fairways, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 12941 BELLERIVE DRIVE?+
The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $1,200,000, this home is listed about 164% above the Clermont median of $453,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12941 BELLERIVE DRIVE?+
Windy Hill Middle School (middle), East Ridge High School (high), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,200,000 runs 174% above the CLERMONT 34711 median — but at 2,794 sqft it's also 37% larger than the typical Clermont listing.
02Zoned for nightly rentals
Swiss Fairways is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Fresh on the market
Only 1 day on market in a Clermont market that averages 66 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BY OWNER.COM · Greg Sullivan. MLS #TB8557147.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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