1212 CASTLE TERRACE, TARPON SPRINGS, FL, 34689
Active0 days on marketListed Oct 19, 2026MLS #TB8557483
About this home
1212 CASTLE TERRACE
Custom-built and thoughtfully appointed, this distinctive residence offers exceptional space, versatility, and inviting outdoor living on a generous lot in the heart of Tarpon Springs—with no HOA. Encompassing more than 6,000 square feet of total space, including 2,804 square feet of upper-level living space, the home features five bedrooms, three bathrooms, a dedicated media room, and a separate den ideal for an office or library. Crown molding and decorative light fixtures lend elegance throughout, while a wine refrigerator adds a welcome touch for entertaining. Abundant storage enhances everyday practicality, and an elevator provides convenient access from the ground-level garage to the main living area. The expansive lower level offers tremendous potential, featuring a three-car garage with tandem parking capacity for up to five vehicles, substantial storage, and a versatile bonus area with possibilities for a recreation lounge, game room, or private retreat. Direct access to the pool area enhances its appeal for entertaining, while additional space offers potential for a fourth bathroom, subject to applicable permitting and approvals. Outdoor living unfolds within an expansive, two-story screened enclosure surrounding the pool and lanai. A staircase connects the pool area to the upper-level balcony, where views overlooking the pool create an inviting setting for morning coffee or relaxing evenings. Ideally situated near the beaches, Intracoastal Waterway, historic Sponge Docks, and the shops and restaurants of downtown Tarpon Springs, this custom residence combines generous living spaces, thoughtful conveniences, and outstanding flexibility with the charm of Florida’s coastal lifestyle.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,804
Sqft
0.25 ac
Lot size
3
Garage
2007
Year built
Two
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,718 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,718/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.1%
Days on market
0 vs 72 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sunset Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
Sunset Hills — neighborhood snapshot
Population
1,541
Median age
54
Median income
$92,707
Median home value
$418,081
Avg household
2
Households w/ children
120
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $415K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 178% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1212 CASTLE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1212 CASTLE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1212 CASTLE TERRACE FAQs
What would the monthly payment be for 1212 CASTLE TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,718/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1212 CASTLE TERRACE?+
The most recent tax bill on record (2025) was $16,027. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tarpon Springs?+
At $905,000, this home is listed about 112% above the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1212 CASTLE TERRACE?+
Tarpon Springs Middle School (middle), Tarpon Springs High School (high), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$905,000 runs 178% above the TARPON SPRINGS 34689 median — but at 2,804 sqft it's also 69% larger than the typical Tarpon Springs listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Tarpon Springs market that averages 72 — if it fits, move quickly.
04Strong assigned schools
Tarpon Springs Middle School, Tarpon Springs High School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of AGILE GROUP REALTY · Bill Kulaga. MLS #TB8557483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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