CENTURY 21 Edge
$495,0004 bd3 ba2,556 sqft$194 /sqft≈$4,036 /mo all-in ↓

21916 WAVERLY SHORES LANE, LAND O LAKES, FL, 34637

Active3 days on marketListed Oct 15, 2026MLS #TB8557795

Private poolSingle Family ResidenceWILDERNESS LAKE PRESERVE PH 02

About this home

21916 WAVERLY SHORES LANE

Welcome home to this 4-bedroom, 3-bathroom pool home in the sought-after Wilderness Lake Preserve community. Situated on a private lot backing directly onto a protected nature preserve, this home offers a peaceful backyard setting with no rear neighbors. The spacious primary suite features a large custom walk-in closet with wraparound built-in shelving and an organizational system. The open interior offers a natural flow between the living spaces, with abundant natural light and convenient access to the outdoor living area. Enjoy the screened lanai and private swimming pool, with an upgraded outdoor electrical outlet suitable for a hot tub or spa installation, subject to applicable requirements. The first floor features three bedrooms and two bathrooms, while the second floor offers an additional bedroom, full bathroom, and loft, providing flexible space for guests, work, recreation, or entertainment. Residents of Wilderness Lake Preserve enjoy access to the community’s Wilderness Lodge amenities, including a heated lap pool, lagoon-style resort pool, community hot tub, fitness center overlooking the lake, saunas, tennis and basketball courts, pickleball, fishing docks, canoe, kayak, and paddleboat rentals, a community movie theater, nature center, and community events. Amenity availability, rental terms, and event schedules are subject to community rules and current offerings. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,556

Sqft

0.15 ac

Lot size

2

Garage

2006

Year built

Two

Levels

$194

Per sqft

Private pool

Inside

FlooringCeramic Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Trash Compactor · Washer · Water Purifier · Water Softener
InteriorPrimary Bedroom Main Floor · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesEast
ExteriorIrrigation System · Private Mailbox · Sliding Doors

Community & fees

HOA fee$14/mo
Taxes (2025)$8,753/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,036 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$729
HOA fee — from the listing$14
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$4,036/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$729
HOA / condo fee$14
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$475KedgeAI estimate $542,029 · range $515K–$560K$583K

vs edgeAI estimate

−8.7%

$/sqft vs Land O Lakes actives

$194 vs $201

Days on market

3 vs 53 typical

Where $194/sqft sits among the 400 Land O Lakes actives

128
154 · this home
60
25
7
26
$152–188$188–223$223–259$259–294$294–329$329+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wilderness Lake Preserve

Drive times from this address

Downtown Tampa≈ 35 min
Tampa Int’l Airport (TPA)≈ 40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

Wilderness Lake Preserve — neighborhood snapshot

Population

3,488

Median age

50

Median income

$87,401

Median home value

$377,603

Avg household

2

Households w/ children

478

For the school run

Pasco County School District

ElementaryConnerton Elementary School★★★★★
HighLand O' Lakes High School★★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market — 2.9 months of inventoryBuyer’s market

$423K → $412K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

258 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% above the LAND O LAKES 34637 median. See the full Land O Lakes market guide →

Paper trail

This home's history

Oct 15, 2026Listed at $495,000 · 3 days on market since
2006Built · WILDERNESS LAKE PRESERVE PH 02

Reality check

What actually sold near 21916 WAVERLY SHORES LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7637 GRASMERE DRIVESold · Mar ’26

$432,000

7637 GRASMERE DRIVE · same community

4 bd · 2 ba · 2,388 sqft · $181/sqft · 35 DOM

7051 DERWENT GLEN CIRCLESold · Aug ’26

$610,000

7051 DERWENT GLEN CIRCLE · same community

4 bd · 3 ba · 2,749 sqft · $222/sqft · 125 DOM

7109 MOSS LEDGE RUNSold · Nov ’25

$350,000

7109 MOSS LEDGE RUN · same community

4 bd · 2 ba · 2,091 sqft · $167/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 21916 WAVERLY SHORES LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21916 WAVERLY SHORES LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

21916 WAVERLY SHORES LANE FAQs

What would the monthly payment be for 21916 WAVERLY SHORES LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,036/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 21916 WAVERLY SHORES LANE?+

The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 21916 WAVERLY SHORES LANE?+

The most recent tax bill on record (2025) was $8,753. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 21916 WAVERLY SHORES LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $495,000, this home is listed about 18% above the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.

Which schools are assigned to 21916 WAVERLY SHORES LANE?+

Connerton Elementary School (elementary), Land O' Lakes High School (high), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$495,000 runs 27% above the LAND O LAKES 34637 median — but at 2,556 sqft it's also 25% larger than the typical Land O Lakes listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 3 days on market in a Land O Lakes market that averages 53 — if it fits, move quickly.

04Strong assigned schools

Connerton Elementary School, Land O' Lakes High School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DALTON WADE INC · Sahil Chokshi. MLS #TB8557795.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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